Hello everyone, I am a newbie here. I am reviewing my credit reports-starting work to fix my credit. I am seeing that on all 3 reports, and credit card that I have had for years, that I pay on a monthly basis. Sometimes the minimum, sometimes more than the minimum, SOMETIMES I pay the full balance.
The point is I pay it every month. So why is it reported Current, paid as agreed yet Negative account?
Can someone enlighten me?
Thanx