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creditnewbie9's Achievements


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  1. My concern is will it affect me in the future for future home loans, credit cards, car loans? Not sure what to do, can anyone give me advice or point me in the right direction, I would highly appreciate it
  2. What are the steps of disputing them ? Where do I get the letters from and who do I know who to send them to ? How do I know they will be take off my record?
  3. Hello Guys, I am trying to find out the steps to fix my credit, I have no bankruptcies only -3 Max out credit cards total of around $6,000 -21 hard inquiries I really want to fix it but all these credit repair guys charge like $1,500 to $2,000 So far I have the following steps -Clean negatives any hard inquiries (I still dont know where to get the letters and how to send them in) -Apply primary lines -Pay down credit cards to at least 30% -Add tradelines Please reorganize if anything of this is wrong
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