Report Auto loan complicated and terrified in Obtaining Credit Cards, Auto Loans and Financing Posted July 31 1 hour ago, BsharpC said: What do you mean they are crimes? Neither of us have any other car to drive and no other option. I have 3 kids and have to get medication or I will die, and go to doctors, etc. We have to drive places. So, you're saying a divorce attorney is the one who is going to fix all this? Do I call Wells Fargo? What do I tell them? Is this going to affect my credit? My husband ruined my credit for 26 years. It is finally clear. My mom died on top of everything else and I am under so much stress. What am I supposed to do to fix this quickly? I need specific advice and help on what to do. I obviously need quick solutions. Now I am more than terrified. What he means is, driving without insurance is a crime and so is driving without valid registration. In other words, you're only going to make your situation worse if you are caught driving without either or both insurance and registration. Yes, you need a divorce attorney. One thing you definitely will want is for the attorney to specify in the appropriate section of the petition that governs property division is that you get that particular vehicle, or whichever vehicle you want to try to win in court. I would think it would be the same in GA as it would be in TX, in that so long as the judge signs the decree, you get whatever vehicle the papers say you get, regardless whose name the vehicle is registered in or whose name is on the note. If you have no idea where your estranged husband is, the short answer is that you won't have a quick divorce. One big issue will be serving him to let him know you are filing for divorce unless GA law is different from TX law in that respect. If its the same, you will have to exhaust most every other avenue of serving this husband whom you have no idea where he is, and then run an ad in the paper under public notice, stating that you are divorcing him and all this stuff. But again, GA could be different from Texas. I wouldn't know where to begin with registering the vehicle in the state you live in now. If you don't have the title and it wasn't registered in your name in the other state its registered in. I wouldn't think you need the title as you and/or your husband probably didn't have it to register it in the state it was last plated in to begin with but I am not certain. To add, most states have requirements in terms of time in the state before one can file for divorce. Have you lived in the state you are currently in long enough to file for divorce? If you don't know where your husband disappeared to, the requirement in the state he went to could be more or less than the time required of residency where you are.