mmatt93

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About mmatt93

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    Georgia

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  1. mmatt93
    I've been talking to them and they agreed on a lesser amount but are wanting me to sign a consent judgement with a date thats already passed? Are they trying to screw me?
  2. mmatt93
    So I'm slightly confused. First of all I'm being sued in Forsyth County Georgia. It is owned by Calvary SPV who bought it from citibank. Mandarich law firm is suing me. If i don't dispute it and pay the debt in full what happens? Do they drop the suit? Do I still need to file an answer?
  3. mmatt93
    If I try to compel arbitration and they catch the small claims cutout. Could I argue that the clause was only intended for citi? Perhaps based on another judges ruling like this? https://www.law.com/njlawjournal/2020/02/28/debt-collector-cant-piggyback-on-citibanks-arbitration-agreement-judge-rules/?slreturn=20200714115139
  4. mmatt93
    I dont have a lump sum for them unfortunately. I could make payments but thats about it.
  5. mmatt93
    I just want to get out of this the cheapest way possible for me. Ive considered calling the attorney and seeing if they will settle with me now. I'm really have no idea what I'm doing, do you have anything I can read that explains their new business law and what is considered sufficient evidence? Im trying to find a weakness in my case. Maybe you know a lawyer in the area that does a free consultation to look at my case just to tell me my options? I appreciate the help but I really dont want to just fold to these kinds of peoples.
  6. mmatt93
    A. It appears to be a citi statement. B. Yes a bill of sale and Assignment. The actual bill of sale and Assignment doesn't mention my name, account number, or costco fresh flow. It refers the reader to an 'exhibit a'. On another page it shows 'exhibit a' which has the Costco fresh flow sale ID number. This page also has no mention of my name or account number. A third stand alone page that literally could've been typed up by anyone has all my account information and address on it and says 'exhibit b'.
  7. mmatt93
    So there's basically not much I can do? If I can't get arbitration I just lose? Someone else said maybe if I lose i could file an appeal for a higher court and file MTC there? Would that be an option?
  8. mmatt93
    My argument was to just deny that they own the debt and that the amount is incorrect. Based on what they sent me I dont really see how it proves much of anything. But im here asking for advice so you tell me? They have to prove its my debt and that they actually own it. Isn't that how it works? Yes magistrate court and Forsyth County.
  9. mmatt93 started following Being Sued By Midland Funding In Georgia
  10. mmatt93
    Hello everyone, I am being sued by Midland Funding in Georgia and they are being represented by Aldridge, Pite, Haan, llp. I would like to defend myself against this case and hopefully get it dismissed. I was served on August 11th and know I need to file an Answer within 30 days. Any help or advice people can offer is greatly appreciated. 1. Who is the named plaintiff in the suit? Midland Credit Management, Inc as assignee of CITIBANK, N.A 2. What is the name of the law firm handling the suit? ALDRIDGE,PITE, HAAN LLP 3. How much are you being sued for? 4036