I disputed a collection with TransUnion, they took 80 days from the time they received my round 1 letter (certified mail) to respond which was a stall letter. I understand due to Covid-19 it would take a while but 80 days? Before the stall letter arrived i sent off a second letter demanding they remove the collection for (failure to respond) FCRA violation.
13 days after i received the stall letter i received a verified letter, so this is their response is "verified" after 93 days. I pulled my report today the collection is still there. Now they are clearly in violation but nothing