This forum is super helpful defending yourself. I have been sued by Cavalry (Citibank card). It is a limited case. Less than $4K. I believe I am going to go the arbitration route as forms are very helpful. I have a quick question. I have contacted their attorney via e-mail and they have given me a few week extension to respond - which I got in writing. Do I need to file anything with the court on the extension? I am not sure if the court needs to approve the extension on the initial response?