It is a good idea to pay them off. I thought that I did it and I was not worrying about it, but it was not that easy. There was some problem with my credit card and I could not make it work. I remember being really mad and even calling my bank for help. After that I got mad and decided to use a different payment system. I started researching them and I was lucky to find baxity. On their website you can find everything there is to know about best payment services and you can choose one of them. I have chosen skrill and you can register for account very easily by following their instructions. It was like finding gold for me because since I have been using that I really had no issues with my payments.