NeedAFix

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About NeedAFix

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  1. Hello all, I'm in the process of fighting a couple of BofA lawsuits from Nelson & Kennard. Relatively small, both together under 10K. What is frustrating is that these things have been sitting on the court docket for about 3 1/2 years, and they mark them as delinquent every month (last payment was in 2014) and it's killing my credit. I've been acting Pro Per and have denied to answer all of their questions (via my responses to their requests for admission, form interrogatories, and production of documents). I have called them to settle for 10% of the debt, they wanted me to produce a financial statement showing what I have in order to 'take my offer to the bank' which I refused. There is still no date on the docket for a case management conference. Am I stuck until this thing goes to court? I'd hire a lawyer if I thought I could find the right one. Interested in getting advice, as well as retaining an attorney who might be able to clear this up relatively quickly. Thanks! One more note - apparently N & K is representing the original debt holder, not a debt purchaser. EDIT: More info as mentioned as helpful by Racinghart03: There are two lawsuits pending. I've been acting Pro Per and have answer all of their questions in the form of denials or no information (via my responses to their requests for admission, form interrogatories, and production of documents). I don't know if I would be arbitration eligible, but frankly prefer to take my chances in court. Arbitration seems to always favor the industry that it is arbitrating in. Would prefer to find a lawyer if this can be defended at reasonable cost.