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About Benny123

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  1. Probably applying for a govt clearance soon so was checking in on debts, including possible time barred ones. Currently have a credit score of 800+ but did have a few past issues dating back more than 7 years ago. Recently discovered a debt from Amex of about $300 that became time barred around 2001. It is no longer on the credit report, and supposedly the statute of limitations for collection has passed. Apparently Amex doesn't sell debts to third parties, so this would supposedly have to be settled with the internal Amex collections department. Willing to pay the $300 in full