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  1. @womanonfire The judge gave the jdb time to respond as they were unprepared when I appeared in court. They were expecting me not to show. I am awaiting a response from them through the courts. They have ,however, tried to negotiate a lower settlement. As per fisthardcheese, if they can't withdraw the suit with prejudice then I'm not budging. Right now it's the waiting game.
  2. @womanonfireHi I'm so sorry I haven't been on because I've had alot going on. Do you still have issues with Citi? I didn't know much so I basically followed fisthardcheese post and winged the rest of it. Please let me know if I can help in any way
  3. I believe it's only California and New Jersey..not sure of the 3rd one, sorry.
  4. I would put "Billing Dispute" he said "it doesn't need to be more detailed then that at this stage". He also stated that "If your card agreement states that "they" will pay for your filing fee, I will include a cover letter with my Demand form stating that per the Agreement you are asking the company to forward the consumer filing fee directly to AAA/JAMS"
  5. @Clydesmom I am on my way to get served. Is there anything and or forms I should maybe bring back...just in case.. while I am there? I appreciate your knowledge.
  6. @Clydesmom Hi, I sent a message also. It was filed in Douglas and thank you.
  7. Hi @admin So basically, I'm hearing that I don't have a shot at this. Weird thing is that I have seen others on this board and they were offered so much help with similar situations but I'm not understanding how mine is so much different as to where I'm basically being advised that there's nothing I can do, with the exception of you and thank you.
  8. @Clydesmom @BackFromTheDebt Hi, Thank you both for responding. I called to follow up and it's Douglas Superior Court?...I was advised that I can only respond if I have been served and in order for me to be served I would need to come in. Thank you for helping.
  9. Hi Everyone, My case is a little different, but I was hoping I could get some insight on my options. I received a letter from the clerk advising "Notice of peremptory hearing". I didn't know why I received the notice, so I inquired downtown at the Clerk of Courts. They advised me that I hadn't technically been served, for what ever reason they were unsuccessful so they sent a letter out to me. I requested copies of the case and it is from Midland Credit Management. Below is some information I found from other threads and I hope it will help you to help me please. 1. Who is the named plaintiff in the suit? Midland Credit Management 2. How much are you being sued for? $1183 3. Who is the original creditor? (if not the Plaintiff) Citibank 4. How do you know you are being sued? (You were served, right?) I received a letter and inquired at the clerk 5. How were you served? (Mail, In person, Notice on door) I was not served 6. Was the service legal as required by your state? I am unsure because I wasn't technically served as per clerk at court 7. What was your correspondence (if any) with the people suing you before you think you were being sued? To my recollection, I haven't had any. 8. When is the last time you paid on this account? December 2018, in Georgia 9. When did you open the account (looking to establish what card agreement may be applicable)? 2017-- I honestly do not remember the month 10. What is the SOL on the debt? To find out: I think 6 years in Georgia 11. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) No 12. Did you request debt validation before the suit was filed? No 13. How long do you have to respond to the suit? (This should be in your paperwork). If you don't respond to the lawsuit notice you will lose automatically. In 99% of the cases, they will require you to answer the summons, and each point they are claiming. We need to know what the "charges" are. Please post what they are claiming I have no idea. I just received a letter 01/04/21 and I visited the courts 01/12th and court is on the 1/27th 14. Did you receive an interrogatory (questionnaire) regarding the lawsuit? No 15. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits. I show that statement are attached.
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