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  1. @womanonfire The judge gave the jdb time to respond as they were unprepared when I appeared in court. They were expecting me not to show. I am awaiting a response from them through the courts. They have ,however, tried to negotiate a lower settlement. As per fisthardcheese, if they can't withdraw the suit with prejudice then I'm not budging. Right now it's the waiting game.
  2. @womanonfireHi I'm so sorry I haven't been on because I've had alot going on. Do you still have issues with Citi? I didn't know much so I basically followed fisthardcheese post and winged the rest of it. Please let me know if I can help in any way
  3. I believe it's only California and New Jersey..not sure of the 3rd one, sorry.
  4. I would put "Billing Dispute" he said "it doesn't need to be more detailed then that at this stage". He also stated that "If your card agreement states that "they" will pay for your filing fee, I will include a cover letter with my Demand form stating that per the Agreement you are asking the company to forward the consumer filing fee directly to AAA/JAMS"
  5. @Clydesmom I am on my way to get served. Is there anything and or forms I should maybe bring back...just in case.. while I am there? I appreciate your knowledge.
  6. @Clydesmom Hi, I sent a message also. It was filed in Douglas and thank you.
  7. Hi @admin So basically, I'm hearing that I don't have a shot at this. Weird thing is that I have seen others on this board and they were offered so much help with similar situations but I'm not understanding how mine is so much different as to where I'm basically being advised that there's nothing I can do, with the exception of you and thank you.
  8. @Clydesmom @BackFromTheDebt Hi, Thank you both for responding. I called to follow up and it's Douglas Superior Court?...I was advised that I can only respond if I have been served and in order for me to be served I would need to come in. Thank you for helping.
  9. Hi Everyone, My case is a little different, but I was hoping I could get some insight on my options. I received a letter from the clerk advising "Notice of peremptory hearing". I didn't know why I received the notice, so I inquired downtown at the Clerk of Courts. They advised me that I hadn't technically been served, for what ever reason they were unsuccessful so they sent a letter out to me. I requested copies of the case and it is from Midland Credit Management. Below is some information I found from other threads and I hope it will help you to help me please. 1. Who