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catnip757's Achievements


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  1. Its over settlement reported by discover. Thanks to all who helped me along the way I greatly appreciate it. I have one more account to settle I'll start a separate post for that.
  2. Paid just waiting for them to update the status of everything now.
  3. Court was today case extended 60 days after agreeing to a 50% settlement offer over the phone. Despite wanting to hold out for 30% I could honestly afford 50 and at the end of the day its the right thing to do, I did sign that damn contract when I was young and dumb. Waiting for their paperwork to come in the mail before sending payment. Should have this all wrapped up by this time next week.
  4. Still negotiating. My court date will be continued for 60 days according to them since we are in communication. I've held firm at 30% and they claim at this point they are waiting for a higher up to approve/consider my offer. Will keep updating to the bitter end.
  5. 50% is reasonable. I've been on the phone with them we are at about 75% so far. Have till the 11th to seal the deal. Overall negotiating with them is very easy process just have to hold out a little longer.
  6. Appreciate every ones inputs so far. Talked to a civil and bankruptcy lawyer this morning who deals with Discover and specifically the firm suing me. He advised to stop disputing it, admit its mine and make an offer if I'm serious about settling before court and it can't be used against me. I'm still calling around trying to get a second opinion without having to sit down for an hour long consultation for this one question.
  7. I was not aware. Everything I'm reading online says settlement offers are protected and can't be used as evidence. Still would like to hear firsthand from a Virginia consumer attorney.
  8. No civil the amount is too big for small claims about $12k. Calling a lawyer tomorrow before I call back Glasser who is suing me.
  9. Can they really use that in court against me? The red flags were waving hard when she asked me to admit to it.
  10. No they wouldn't even listen to my offer till I admitted the debt was mine. Which I did not do. Trying to learn more before calling back.
  11. Received the other 14 pages just an affidavit and statements. Called to offer a settlement and they wouldn't listen to my offer till i admitted the debt was mine. This doesn't sound right?
  12. Its been a couple months, did anything happen?
  13. Finally sued by Glasser and Glasser on behalf of Discover today for 12,494. They only left the warrant in debt on my door and no other information. Called them and turns out there should of been another 14 pages attached.
  14. Holding out for 30%. Doesn't make a difference what I pay them to my credit score just my bank account at this point.
  15. I actually know which law firm they will be handing it off too. They are right down the street from me. It would be a funny scenario if I hired them to represent me on a different matter so Discover couldn't use them. I'm sure they would just find another firm to use eventually.
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