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Blue1234 last won the day on April 13

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  1. I did not have one. All I filed with the court was my answer, my mtc, an affidavit and my cc agreement.
  2. What just happened?!? I went into court and of course the lawyer pulled me aside and tried to set me up on a payment plan. I declined. He explained how expensive arbitration was and I told him that I understood. We went before the judge and he stood up and told the judge that I demanded arbitration, that there was a valid clause, and thats what we would do if I agreed! He asked for the case to be dismissed! I literally only said one word to the judge! I am in awe right now. I was not expecting it to be so easy! What do I do now? File with jams or aaa? Wait for the court to send me so
  3. Thank you! I talked to the lady that schedules the hearing last week and she told me that the trial would proceed immediately if my mtc was denied and it kind of made me panic. I was originally under the impression that this hearing was just for the mtc. I guess I'll find out tomorrow.
  4. Anyone? I only have until tomorrow morning. Help!
  5. I should probably not think this far ahead and concentrate on getting the mtc granted but I keep looking over things trying to decide what to do if the mtc is denied. Once I filed the mtc I received a packet from midlands attorney with some cc statements, a bill of sale and an affidavit ( Im not sure what all is required for the jdb to prove his case). The affidavit only states that a "pool of accounts" was sold, not my account specifically. I've also looked up the name that claims to be the media representative for synchrony bank and cannot find him on the internet except as a notary for the
  6. Also here is the mtc that was filed... NOW COMES Defendant, appearing Pro Se for its Motion to Compel Private Contractual Arbitration and as grounds thereto states the following: 1. That on or about December 8, 2020, the Plaintiff filed its Complaint against the Defendant. 2. Defendant moves this court to compel binding Private Arbitration based on the terms and conditions of the Credit Agreement (see Exhibit B, attached). 3. The parties are bound by the Credit Agreement. The Arbitration Agreement states, among other things: a) Disp
  7. I am by far overwhelmed with all of this, but researching as much as possible. The arbitration clause in the agreement does state that it is governed by the FAA. From what I understand, I should go to trial prepared to defend what I wrote in my mtc. If it is denied and they proceed with the trial then I can request a stay on the basis that I wish to appeal the decision? I do not want the trial to proceed and not be ready with anything to defend the validity of the debt. I also really appreciate all of the feedback and help from you all. The trial is Tuesday so I really need to make sure
  8. I was just thinking ahead so that I could be prepared with something if the mtc was denied and the case moved forward in the courtroom. I would feel silly after arguing for the judge to rule in favor of my motion, if I had no way to contest the debt, if my mtc was denied. From what I understood from the clerk, the case would move forward and be ruled on the same day if my motion was denied. Ive read and tried to be prepared for the mtc portion of the hearing that I havent thought much about what to do if it wasnt granted.
  9. What happens if the MTC is denied? Will the case move forward in court immediately?
  10. My settlement offer was denied (as I expected) and my court date is next week. I am so nervous about this. If my MTC is denied for some reason, will court move forward with the original complaint and the judge then rule on that too? Are the chances slim that my MTC will be denied?
  11. Hi, so I received a court date in April. I also received a letter from Midlands attorney for both cases offering payments or to settle for a lump sum (about 3/4 of total). It was not a great offer, but it tells me that they don't like my response with a MTC. They originally offered no settlement when I called. I was considering sending them back an offer of $250 for each case, just to see if they would consider. I was wondering if anyone has any information on how to do this. Is it appropriate to send them an email? And is this even a good idea? Thanks everyone!
  12. Okay well I dropped everything off with the clerk of court today. She said they are not doing in person trials right now because of covid and they aren't doing summons and complaints cases virtually, so I'll have to wait until they can open back up for a trial. Hopefully they will decide to do it virtually anyway, but we will see.
  13. @WillingtoFight593Did you send a copy of everything to the Attorney?
  14. I am going to upload my MTC and affidavit here. Can any of you look over and tell me if they look ok? Is there anything that I should add to the MTC based on the cc agreement above? Thank you all! I feel pretty good about this considering I'm learning as I go. I hope to deliver this on Wednesday. @BV80 @WillingtoFight593 @womanonfire @WhoCares1000 @BackFromTheDebt MTC1.doc Affidavit.docx