I successfully removed a debt collector from both my credit reports due to identity theft/fraudulent amount.
The Midland Credit Management says I owe $7,795.52 in a pre-legal letter that says to pay by 3/20/21 or attorney review and a lawsuit will be their next step.
I think I sent them a debt verification letter years ago and that's how I got it removed from my credit report at both Bureaus, but I can no longer find a copy of it. My computer went bad.
They say that the original creditor is Synchrony Bank for "PayPal Credit" not a credit card.
It says is was charged off 3/