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About mcooper

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  1. If I asked her to take me off how badly would it affect my credit score? A few points or would it be a big hit?
  2. Back when I was 16 or so, my mom added me as an authorized user on her American Express credit card. She has always paid the balance, never been late or anything. But now I am 31 and have my own cards and loans. Currently I have one card that has a small balance of $163 and a auto loan with a balance of $3,000.00. My husband and I are about to start looking for a home in the next 6 months to a year. I just created a credit karma account for the first time and seen that my mom still has me as an authorized user on her American Express. She still continues to make her payments on time and has