Bandicoot8658

Does anyone have experience negotiating a settlement for a credit card with Capital One? I have a CO balance of $10,018.00 last payment made November 2019. The account is still with C1 and I have not been sued yet. I am not currently able to pay back the full amount. But I do have some money saved to pay back a portion. Any success stories out there?

I have not been sued yet, I checked, but I know it's coming. All accounts are still with the original creditor. From what I understand covid restrictions may have delayed many of these suits temporarily. I definitely will attempt to negotiate getting a card back with Amex and consider speaking with a BK attorney. Does anyone had experience negotiating a settlement with Capital One?

Hello, I am looking for some advice on how to handle credit card debt that has been charged off. I have a total of $12,850 debt spread over three credit cards. American Express: $2,007.00 ($1,500 limit), last payment made November 2019 Capital One: $10,018.00 ($8,300 limit), last payment made November 2019 Capital One: $825.00 ($600 limit), last payment made November 2019 I am in my late 20s. At the time, I was going through a very challenging financial hardship. I was self-employed, trying to save my business while going broke in the process. Even though I had profitable