Hello,
I am looking for some advice on how to handle credit card debt that has been charged off. I have a total of $12,850 debt spread over three credit cards.
American Express: $2,007.00 ($1,500 limit), last payment made November 2019
Capital One: $10,018.00 ($8,300 limit), last payment made November 2019
Capital One: $825.00 ($600 limit), last payment made November 2019
I am in my late 20s. At the time, I was going through a very challenging financial hardship. I was self-employed, trying to save my business while going broke in the process. Even though I had profitable