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About kokonuts

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  1. Hello, Here is my situation. I have a some debt form a few credit cards. They were sent into collection with some companies that are known for suing. I paid my CC until last year in November, but I ran out of money and savings as I lost my job. I don't have a job and I don't believe I can get one anytime soon. I have no saving or properties. Should I do nothing or call those collection agencies and tell them that I have no jobs or any kind of assets? Or what should I do? My intend is not to increase my credit score or apply for mortgage. I am trying to