Jump to content


  • Posts

  • Joined

  • Last visited

Everything posted by Laurop

  1. Represented myself, and won my case!!!! Dismissed with prejudice and received $1000 counterclaim!!!!😀
  2. Hello all. I'm being sued by MCM. I filed my answer to their complaint 10/28 denying that I owe the debt and asked for it to be dismissed with no counterclaim. My court date is set for 11/28 in magistrate court. Also, I plan on representing myself in court. Prior to all of this, I tried to talk to MCM and their attorney to let them know that I never had an account with the original creditor but they weren't hearing it. All they wanted me to do was either pay the debt in full ($2348), or offer me a discount to pay $1875. I asked for debt validation, and their attorney sent me a statement from the original creditor, the original creditor contract, and a bill of sale. The statement showed no transactions... only the total amount showing $2348. I also ran my credit report and noticed MCM now showing on my credit report. It shows that it was reported 11/1 and updated 11/3??? I am 100 percent positive I never had an account with the original company. Honestly, I wasn't taking this too serious at first because I figured that they'd eventually realize this was a mistake. Wanted to know about the following: 1. Did they break any laws or codes; or do I have any potential counterclaims? Being that I've already filed my answer, is it too late to file a counterclaim? 2. Should I hire an attorney? 3. Prior to court, in the meantime what should I be doing? Should I dispute this on my credit report? Ask for additional debt validation from their attorney? etc 4. I'm thinking about filing for a continuance for more time to prepare for the case, any advice on this? Thank you! Sorry if I'm all over the place. I was hoping this would get resolved, but now I want to seek compensation for my time, the stress, and inconvenience that they are causing me.
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.