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About bw

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  1. One thing I haven't seen discussed is the lasting effects of a BK. We've pretty well covered the credit reporting, job discrimination, etc. But, will this affect other things down the line? For example, I know of one person who applied for an insurance broker's license. On the application form, it asked if he had ever filed for BK. He answered "yes" and was denied a license (though well qualified). So, what other kinds of obscure effects exist--licensing, jobs, adoptions, etc.? Has anybody suffered any loss or discrimination because of filing for BK? Thanks!
  2. This site looks familiar...very familiar....isn't this a copy of Kristy's site?