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Everything posted by fixmycredit

  1. Ingrid what is your email?, ill give you my personal program! Guaranteed to clear credit quickly!
  2. Card Name Description TU EX EFX Amounts Avail Household Yes guys i actually designed this credit repair tracker myself! It shos the creditor name folllowed by the account number, accross the top shows the bureu it appears on, tu exp eq.. the yellow color code indicates a deletion! The goal is to get all yellows! I have modified it to show how it safely. If any one wants the detailed version, feel free to email me and Ill send you the complete kit for free! 2222 2222 2222 2222 Bose x x x 2500 2222 2222 2222 2222 Cpu x x x 4800 2222 2222 2222 2222 Hhld x x x 2600 2222 2222 2222 2222 PeDir x x x 775 2222 2222 2222 2222 Best Buy x x x 2500 First Internet 2222 2222 2222 2222 x x x 2500 Target Visa 2222 2222 2222 2222 x x x Beneficial 2222 2222 2222 2222 x x x Friends credit 15675 2222 2222 2222 2222 Bby x x x 1400 2222 2222 2222 2222 Hhld x x x 300 2222 2222 2222 2222 CPU x x x
  3. Special services at experian is not a fun place to be. I have been in it for about 2 years and cant get out. I have gotten deletions it is just takes longer.
  4. EQ is now printing out credit reports in the landscape format ; as well as changed the look a bit. They are just killing more trees if you ask me.
  5. I have gotten lots of degrogs off from faxing experian. They will tell you they wont accept but I think they are just being lazzy.
  6. 972-390-3330!!!! Disgruntled employee gave it to me!!!!!
  7. I hate to say it , but if they are checking your employment after a bad debt they may be trying to garnish your wages. not sure what to tell you.
  8. Tax liens are the worst. You are better off paying the tax liens with credit cards if you dont have the money and then disputing the charge off ccards.
  9. If you need a free copy of your credit report , just say that you were denied credit and youll get a free one.
  10. MBNA is an impossible creditor to negotiate with. I also had a charge off with them. They faught me more than anyone. I think you will have better chances going through the credit bureaus. If you have the time sue them. I gave up on the idea after I got it deleted from experian.
  11. Try not to tap into your 401 k. Its for retirement wen ou cant work. The only time it might be a good Idea is to satisfy a tax lien that is accruing interest. The point you need to learn from this board is to dispute everything and then as a very last resort offer money 8)
  12. Got some more information on the experian org chart. There are 2 new teams the Raiders and OEM OEM supervisors name is Jocinda. She will do phone verifications for you.
  13. Carla Blaire is rumored to be a long time employee of experian. Glad to see that she is trying to actually help.
  14. never pay collection accounts until all avenues are exhausted . Paid collections are still paid collections not deletions.
  15. Keep faxing it to the profile maintenance dept at 972-390-3809 or 972-390-3838 Takes several attempts .
  16. tj here are some sups for you 972-390-4131 kerrie idee 972-390-4105 tia coot 972-390-4121 anita walker 972-390-4087 bethany hismith This should keep you busy for a while!
  17. Leo ill bet you are the first one to try this. Do you think they actually have the time to sit here and read these boards?
  18. I called one of experians supervisors pretending to be a collection agency and told them that the account was to be deleted ; and it worked!
  19. tj from what I understand, only the supervisors have the ability to delete items . The idiots you get when you call the 800 number are powerless. Call the supervisors dircet lines for best results. There are also only so many of them; so I know they can be beat with enough pressure. Hit em hard!
  20. I got a letter hand signed by this idiot. Then I called in and the rep put me on hold and transfered me to her. I call her up and harrass her all the time now.
  21. Creditmess relax! You have done a very good job so far! Dont give up! We all reach an exhaustion stage at some points. Dont let those cbs win. I my self get extremely fustrated with experian. They are keeping me out of the all 3 700 club! My battle is to beat experian. I want to make them lose money! I fax those a holes every day , call and send cmmmr they have to give up at some point! The more people dispute the cbs the easier it will be to have items removed. Think of it as a mini war. Use the information I have given you. I was fortune enough to find a disgruntled supervisor at experian who gave me all the contacts, fax numbers and proceedures. There are probably more disgruntled employees who will give you more tips, and trade scecrets ; you just got to find em. 8)
  22. megahurtze call this number guaranteed contact! 972-390-4011
  23. Join the club! These A holes need a serious beating!
  24. This is most hated experian employee who is directly responsible for damaging my credit! This lady put back on a negative deleted trade line that I disputed after the fact! Ever since then I havnt been able to get experian to investigage. I hate this person so bad and want her fired! Call her directly and call her a fucken bitch or what ever else you want to say. It is miserable mean people like this that take great pleasure in making your credit worse and think its funny! BETH BLANOCK 972-390-4011
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