Pauly_Walnuts

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About Pauly_Walnuts

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    Washington, D.C.
  1. Admin: Thanks for your response. Do you think he may have more documents than he attached to the law suit? Also, what are some of the ohter benefits of filing the case in civil court vs. small claims? Thanks John
  2. Everyone: I have an interesting question that I hope someone could help me answer. I followed the debt validation approach that has been discussed in this newsgroup. I sent to a DV to a collection attorney using the standard DV letter and recieved in response a copy of my credit card (photocopy agreement) and three past billing statements that date back 2003. At this point in time I mailed the collection attorney another copy of the DV letter requesting the information that was identifed in the first DV letter and recieved no response. However, the attorney decided to file a law suit against me in small claims court and attached to the law suit all of the information that I requested in the orginial DV letter. He apparently had the information I requested but held this information back Did the lawyer invalidate his lawsuit by this behavior or what constitutes a proper validation? Did the attorney (CA) violate any part of the FDCPA that may be actionable on my part? I look forward to all of your advise. Thanks in advance to all of the experts on this website. I did hire an attorney yesterday and I would like to hear your response. Thanks to everyone.
  3. Everyone: I have an interesting question that I hope someone could help me answer. I followed the debt validation approach that has been discussed in this newsgroup. I sent to a DV to a collection attorney using the standard DV letter and recieved in response a copy of my credit card (photocopy agreement) and three past billing statements that date back 2003. At this point in time I mailed the collection attorney another copy of the DV letter requesting the information that was identifed in the first DV letter and recieved no response. However, the attorney decided to file a law suit against me in small claims court and attached to the law suit all of the information that I requested in the orginial DV letter. He apparently had the information I requested but held this information back Did the lawyer invalidate his lawsuit by this behavior or what constitutes a proper validation? Did the attorney (CA) violate any part of the FDCPA that may be actionable on my part? I look forward to all of your advise. Thanks in advance to all of the experts on this website.
  4. Could you tell me what the Time to file FDCPA counterclaims would be based on? Or what recourse do I have under FDCPA in a countersuit?
  5. Can you please tell me why you expect fraud. I suspected the same and I would like to see if we are thinking about the same thing?
  6. In the meantime, is there any other advise and what type of lawyer (speciality) should I obtain? Also, I have noiticed that many indiividuals are handling there own discovery on this board. What inital steps can I do by myself. Thanks.
  7. I have tied to validate an old credit card of mine that has had no activity since 2001. The debt was sold to a Punn Collections LLC by my credit card company, who has contracted with a CA (law firm) within the state of Maryland to contact me. I have mailed the CA in Maryland (law firm) requsting validataion of the debt and all they mailed me were two credit card statements from 2003 and a copy of the credit card that I recieved. I responsed to this letter with an additional request for information (the informaiton contained in a DV letter) but nothing has been returned. The CA (Maryland law firm) has not anwered any of my questions that I mailed to them. I recieved a notice in the mail today that the law firm has filed suit againt me and this third party is stating that they can help me. This came from a credit solutins plus. I have not idea who they are. First, I am not interested in this additional party helping me (credit solutins). I am interested in getting the questions that I asked to the CA (maryland law firm) answered. Assuming that the CA (maryland law firm) did file suit againt me, what is the best course of action at this point? Should I just obtain a lawyer at this point? All any any advise is appreciated. Thanks J
  8. Hello Everyone: I have tied to validate an old credit card of mine that has had no activity since 2001. The debt was sold to a Punn Collections LLC by my credit card company, who has contracted with a CA (law firm) within the state of Maryland to contact me. I have mailed the CA in Maryland (law firm) requsting validataion of the debt and all they mailed me were two credit card statements from 2003 and a copy of the credit card that I recieved. I responsed to this letter with an additional request for information (the informaiton contained in a DV letter) but nothing has been returned. The CA (Maryland law firm) has not anwered any of my questions that I mailed to them. I recieved a notice in the mail today that the law firm has filed suit againt me and this third party is stating that they can help me. This came from a credit solutins plus. I have not idea who they are. First, I am not interested in this additional party helping me (credit solutins). I am interested in getting the questions that I asked to the CA (maryland law firm) answered. Assuming that the CA (maryland law firm) did file suit againt me, what is the best course of action at this point? Should I just obtain a lawyer at this point? All any any advise is appreciated. Thanks J
  9. Thank you for the response. However, what is a CO? Thank you.
  10. This account was closed in 2001 and the billing statements have dates in 2003.
  11. I have mailed a DV to a CA in the State of Maryland who claims to be a law firm. The letter identifies that the orginial creditor Providian assinged the debt to Punn III Collections, who in turn assigned it to a CA (law firm ??) wiith in the state of Maryland. I mailed the standard DV and recieved a copy three of my past billing statements from Providian along with a copy of my initial credit card offer. No other questions in the DV were answered and no contract was provided that this CA has any right to collect the debt. What is the best way to handled this problem. Thanks in advance
  12. It is just a copy of the monthly billing statement. It looks like that just have the final total on the account and that is it. I thought they had 30-days to validate the debt and any further contact after that is a violation.
  13. Hello Everyone: I have a validation letter that was returned from a collections office (a law firm supposely). My orginial letter was mailed over 90 days ago. All the collections agency provided me was a copy of a past monthly biliing statemet from my credit card company. What is my next step or best approach. I would like to thank everyone in advance. John