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    Santa Monica, CA

wokscott's Achievements

CIC Member

CIC Member (4/6)



  1. It sounds to me like the Student Loan CA is screwing with you. Rehabilitation is supposed to reasonable monthly payments. Read up over at the student loan forum and quote the law to the CA. If need be contact the Student Loan Ombudsman and explain your plight to them.
  2. Is this with Verizon or Verizon Wireless? I have problems w/ Verizon Wireless.
  3. LynnInMN.....How long does it take for USA Funds, Sallie Mae & USA Servicing take to update the information after completion of Rehab? I made my 12th payment on October 8th and nohting has happened at all. Does all derogatory info get removed? Thanks!
  4. Go Here: http://www.nslds.ed.gov/ and click on Financial Aid Review. You have to request a PIN which I think they send by mail. This will list all your loans and you just need to click on each one to find out who is holding it.
  5. Your mortgage broker should have someone who can expedite changes on credit reports so talk to him about it. If not, you should submit the deletion letter from the collection agency to the mortgage lender with a letter of explanation about your dealings with TU. Good luck!
  6. I acutually had the same thing also happen with a Sears Card that was disputed and deleted off of TU and EQX but not EXP. It was originally a negative account and Sears for some reason decided to erase all my late fees and the charge off from my trade line making it a positive account. I could not get it reinserted after that so I reported the card as lost and got a new card. Now this positive trade line reports on all three.
  7. Yeah I already wrote a letter to them and they replied with some BS form letter. I've been searching through the federal and my state code code for the FCRA but it does not call out this situation. I'll let you know if I find anything. If I do I'm taking them to court.
  8. I had an open positive tradeline removed from my TU report for no reason at all. I had the furnisher try to reinsert but TU refused. I know this is illegal. What section of the FCRA should I reference when writing to TU in regards to how long tradelines must stay on a report? I've searched through the FCRA but can not find it.
  9. I was dealing with these guys and I filed complaints against them with the Attorney General and with ACA and they succumbed.
  10. Call the attorney general for your state and explain the problem to them.
  11. Look here: http://finance.groups.yahoo.com/group/whopulledmycredit/
  12. You should list as all possible names of the company and than you put "Does 1 to 10" - You should definitely consult with a lawyer if you want to sue but if your main goal is to get the tradeline removed you need work the validation process and file complaints with their local BBB and with the ACA (American Collectors Association).
  13. They are licensed in CA DBA Alegeis Group LLC and here is their info and agent of service: http://kepler.ss.ca.gov/corpdata/ShowLpllcAllList?QueryLpllcNumber=200003300038 Also, here is what Budd Hibbs had to say: http://www.budhibbs.com/budhibbs/agencydetails.asp?ID=142
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