asdrepair

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About asdrepair

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  1. Hello, I have read and read but afraid I need help to resolve/settle a collection account that has or will soon be a judgement. I don't have much time and really need to hire someone to help me to vacate or settle. I'm ready to apply for a mortgage and this is going to kill me. The ideal situation would be to find someone locally that has experience with this type of situation who I could retain. If anyone is interested please PM me or reply here. Thanks.
  2. Hello, I have read and read but afraid I need help to resolve/settle a collection account that has or will soon be a judgement. I don't have much time and really need to hire someone to help me to vacate or settle. I'm ready to apply for a mortgage and this is going to kill me. The ideal situation would be to find someone locally that has experience with this type of situation who I could retain. If anyone is interested please PM me or reply here. Thanks.
  3. Thanks kb9tbq, No I don't have any checks or other documentation as a point of reference for determining DOLA. So sounds like I should just wait it out and then hit the OC with verification of debt and hope they reply. Just a thought - SOL is the magic date sure wish there was a safer way to determine other than a credit reports. Thanks again!
  4. First I would like to say thank you for all the information and help provided to me. I Live in California with SOL of 4 years from DOLA. Can someone tell me if it's safe to start my credit cleanup efforts before the SOL takes hold, specifically how much time before the SOL runs out can I safely start, if at all. Here are a few examples of the accounts I have (DOLA based off Experian) 1. Direct Merchants Bank DOLA 4/00 2. Beneficial/HFC DOLA 12/99 3. Household Credit DOLA 02/00 Additionally, how can I very DOLA through the OC if they are not required to validate?
  5. Thank you for taking time to help me with this. 1 more question. Do you have any advice on where to go from here, i.e. DV, contact attorney, or settle. I want to avoid it going to judgement. Thanks again!
  6. The last reported date on listed on listed on Experian Report is 8/00 Here is the info contain on TrueCredit 3in1 report: GECS/JWRL EX Account No.: **** Type: Credit Card Payment: Date Opened: 01/01/2000 Balance: $2042 Terms: Date Reported: 03/01/2001 High Balance: $2042 Limit: $1500 Past Due: $488 Condition: Derogatory Responsibility: Individual Status: Collection/Chargeoff Remarks: Charged off as bad debt Purchased by another lender Two Year Payment History: None Reported Seven Year Payment History: 30 Days Late: 60 Days Late: 90 Days Late: Here is the CA: ARROW FINCL Original Creditor: A F S ASSIGNEE OF BANK ONE Responsibility: Individual Account No.: *** Type: Collection Original Balance: $2043 Date Opened: 03/01/2001 Date Reported: 07/01/2002 Balance: $2515 Condition: Derogatory Remarks: Placed for collection Thanks Again!
  7. I'm in California. Arrow Financial Inc. (CA) appears on the on all 3 reports but not Binda & Keys, APLC. Date of last activity is 8/00 Thanks !
  8. Hi new to this fourm and find all the information provided here just wonderful. Thank you! I received a NOTICE OF REQUEST FOR ENTRY OF DEFAULT dated 8/13/03. Here is my situtation with Binda & Keys, APLC. I DV the OC and never heard back from them, this was done at least a year ago, but I never followed up with a second letter. Then starting getting collections letters from Arrow Financial Inc. about this debt, and I subsequently DV them also with no avail. I then started to received letters from Binda & Keys, APLC threating court action. I was served by mail (letter left at my PO Box and I was unaware and signed for it). I have received letters from the attorney's office which includes copies of the court filed documents. I have not received anything from the court. I'm not entirely sure but I think the SOL is up 8/04. They claim I owe 2,900 which includes about $1,000 in legal fees. I would appreciate any advice and I missed info please let me know. I need help on what to do next. Thank you so much.