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Everything posted by NanaC

  1. Hi..I'm in El Paso, too..did they only pull EX? Did you get results yet? Thanks
  2. Heheheheh.... Shhhh...eats a secert that i teech math end no my nuhmberrs reel welle!
  3. I are a teecher end nevre mispelle wirds!
  4. Have you checked to see if they are bonded in Texas and licensed in FL yet?
  5. Where are they located at? What state are you in?
  6. NanaC


    Sigh...I had 2 unsuccessful HIPAA attempts...I haven't had any luck with it at all..just paid CA's, one for DH, one for me on EX..
  7. Excellent news!!! I'm so glad.. What about Midland? Give me the details.. Sorry, I've been gone...proud new grandmother here to second beautiful bouncing baby boy!
  8. There's a letter in my thread on it..see my signature..
  9. Oh, NOOOOOOO...that was not my wish at all..I wanted my loans as far away from Sallie Mae as I could possibly get them. Sallie mae realized I was consolidating elsewhere and rushed to snap up my other loans so I couldn't. And, in the meantime, Direct Loans sent a LARGE check to EAC for payoff of the loans that they apparently no longer hold.
  10. Ok, this is a crazy story.. I have student loans with Sallie Mae (UGH) and EAC. I wanted to consolidate with Direct Loans. Tried and Sallie Mae refused saying they were the only lender. Of course, this isn't true but Direct Loans said they would just consolidate EAC and then I could add in Salle Mae who would not be able to refuse at that point cuz I would have a Direct Loan. So, the EAC consolidation was official on the 23rd and funded on that date. Today, in the mail, I receive notice from Sallie Mae dated 1/22 saying that they had purchased the loans from EAC and the usual thing about c
  11. I had a perfectly clean report, good history, many positives, fair util (50%), no bad history with household and got declined-then on reconsideration got a whole $500 and 17.9..they are my worst Cl and my worst APR. Had them 6 months and I asked for increase and reduction. Reduction no go and increase request in progress. But, it's been a week and nothing showing online so I'm sure I'm getting turned down by them. So....I'll be closing them as soon as I get the decline letter. For whatever reason, they hate me..LOL...and honest, absolutely ZERO negs were/are on my report and my other card
  12. And, it was showing on the credit report when they pulled?? Thanks!
  13. Ook, so how recent was the BK so I can add them to the BK friendly list? Thanks!
  14. I am an NEA member (teacher) which is not listed. So I called them..and they said NEA was an affiliate (sister) union of the one I found you might have connections not listed which made me eligible.. That all said..Union Plus, though I have their card and a clean as a whistle history with them and all my cards, in fact, hates me...and I'm days away from closing, I believe...they, for whatever reason, are my worst APR and CL....
  15. But, that's ok..if they are licensed, they are regulated. If they are regulated, you have support in reporting their violations to their licensing bureau. You have not been shot out of the water..DO report ALL their validation/collection violations to their state licensing board...
  16. I'm anxious to hear about their bond...whether they have one or not. Is the CA in TX, too? May I suggest you not send the dispute/validation until you find out if they are bonded? That should only take one day if you email tonight, you'll know tomorrow.
  17. Are you saying you sent a validation letter before you found out they were expired?
  18. Have they contacted you in NC? Have you received documentation to that address from the CA?