MaxFoncito

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MaxFoncito last won the day on November 10 2008

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About MaxFoncito

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  1. Target just raised my limit from $500 to $1000. No conversion yet.
  2. I just don't get why they are doing this given Wal-Mart is still turning profits and pushing the "spend $250 get 0% interest".
  3. They did the same thing to me. I had mine open for over a year and built the credit limit up to $860 and then I tried to purchase something about 5 weeks ago and it just wouldn't go through at the register. It was embarassing because I was holding up the line with about 4 people behind me. I got home and it showed they dropped my credit limit down to $280. I am closing it this week.
  4. Deny the claim, file the papers and show up in court. I just went through it and it was much easier than you could ever imagine. Your debt is way out of SOL and most likely they can't even prove it is yours anyways.
  5. I posted the other day that a Lawyer was suing me in small claims on behalf of Midland. Well, I showed up for my court date today and the lawyer for Midland didn't even bother to show up. Instead, he faxed notice over to the judge that he would be "appearing by verification of account". Basically he sent over a blurry fax from Midland showing a Midland document stating that I owed them for a debt that they purchased from Household Bank. The judge asked me a couple of questions about the account, I told him I had never had an account with Midland and have no knowledge of the Household bank ac
  6. The affadavit was from Midland. I will object to it as heresay if they bring it up. Any other suggestions?
  7. For everyone that posts here, it will help us out if you can provide the following information: If you are inquiring about a lawsuit in which you are the defendent (ie you are being sued), you need to answer the following questions (as much as possible): 1. Who is suing you? Lawfirm representing Midland 2. For how much? $600 3. Who is the original creditor? Household 4. How do you know you are being sued? Sheriff served me 5. How were you served? Were you served? Sheriff served me 6. What was your correspondence (if any) with the people suing you before you think you were being sued? None that
  8. I received a summons from the Sheriff that someone from a Law Firm representing Midland is taking me to small claims for $600 debt in Iowa. All I have been able to find out is that it is from Household Bank back in 2005. I don't have a clue what it actually is and don't remember it. Anyways, I denied the claim and my court date is Friday. The lady at the Courthouse said to bring any supporting documents. I don't have anything because I don't know what this is. The only thing I have ever received on this is the Summons and then a letter from the lawyer a week later after I denied the c
  9. Everyone, I have a medical bill from the hospital showing up on my CR. The hospitial changed thier software and for some reason insurance information was lost. It got so bad that there was a front page article in the local paper regarding bills being sent to collection. Anyways, the bill was for $115 and sent to a CA. Upon seeing this on my CR, I called the hospitial. They informed me that it was never submitted to insurance. They submitted it and it was just paid yesterday by insurance. I owe $23.15 for my portion. My question is this.... How do I go about making sure the CA takes thi
  10. Hello everyone, I have begun the dispute process with all three CRA as well as the DV process. I only started this last week, and already I have a old credit card account deleted from the experian report that was from Assoc/Citibank that I had setteled and paid off a few years ago. Well like I said Experian says deleted, nothing yet from EQ, but TU says "Account information disputed by consumer, meets FCRA requirements" under the remarks area. Can anyone tell me what this means exactly and what my next step would be? Thanks in advance