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About gprncss

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    Impressive 100+ postings


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    Medical Research

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  1. I am grateful to my parents for teaching me at an early age about the responsibilities of money. If I have the cash to buy it and it's a need I would, if not I just dream until that day. I would LOVE to get some BIG screen TVs and the sophisticated stereo systems in our house too but I can't see myself charging for them, knowing I can't pay them off right away(considering our other responsibilities) and I'm not putting money away for them either, oh well. Maybe I'll win one some day Our Debt is at about $3000 this year I am about to change all that! and bring it down to $500 like LNY
  2. ...This may have already been said,worth repeating "Here are some concrete strategies for digging out from debt, from consolidation to financial advice. By Mary Rowland The average American pays more than $1,000 a year in interest fees and carries a balance of $9,100 on two to three bank credit cards, according to recent estimates. And credit card companies are tacking on new fees and raising interest rates that make it even more expensive. If you carry credit card debt, payi
  5. What a way to stop on a dream I know right! I know it' s not automatic approval whatever list it may be, I wasn't getting the letters when my scores were horrible.
  6. ....know. For about 2/3 months now I've been receiving letters from Amex for their GOLD card. I'm just excited, they have me on their "potential customer" list. It's been a LONG time coming, Just feels soooo good!!!!
  7. I've had no problems with Patelco. They refinanced hubby's car for 5.9% from 23% a while back. I applied for the visa soon afterwards, the CR told me via e-mail wait 6 months and reapply they need to see payment habits. 6 months later I did just that, got bold and requested $1500...Approved!! Kinda wish I'd gotten bolder
  8. It might be worth a shot depending on your payment history with them, that is to say, do you pay off your charges immediately or do you let them linger? Are the $1400, and $2700 recent charges or an accumulation of them? If the latter, that might hurt you. Never know until you try I always say. Good luck
  10. yes congratulations on your new venture!!! Charles is great to work with!!!
  11. Thank you all for your well wishes!!! It'd been a long and sometimes disappionting trail of credit repair but it has all been well worth it!! We have not found the house yet but soon as we do, U r invited!!!
  12. Oh my goodness I am so thrilled!!! Hubby and I are approved for a mortgage through Charles(Fristsource). Anyone on this site looking for a mortgage, get in touch with Charles first before you go anywehre else!!! He made it so painless. He is very professional and such a nice guy too! THANK YOU SO MUCH Charles, you are such a blessing!!!! Homeownership here we come!!!!
  13. Speak with Charles (Firstsource) he is a super great help!!!!