Asset sued me on three accounts back in April 2013. They sent a local lawyer to try to settle and when I wouldn't, he withdrew the complaints. They report every month like clockwork and apparently, they have been reporting it as "disputed by consumer." I never DV'd them and I've never disputed any of the accounts with them or the CRA's. I have old EQ and EX reports from May 2012 and the disputed by consumer comment is not there. I don't know if a disputed by consumer comment is good, bad or indifferent. All I know is I've never disputed the trade lines. Here are the CRA entries for one of the accounts. Also, the balance due goes up every month. The OC charged off $5726. On my May 2012 report the balance due was $6090 and now it is $7035. Obviously, they are adding post CO interest at the statutory rate. Do I have any kind of leverage here for getting them off my reports? EQ ASSET ACCEPTANCE CORP Asset Acceptance,Llc PO Box 2036 Warren, MI 480902036 (844) 2361959 Account Number: WELLS FAR11234XXXX Current Status: Account Owner: Individual Account. High Credit: $5,726 Type of Account : Open Credit Limit: N/A Terms Duration: Terms Frequency: Date Opened: 04/29/2011 Balance: $7,035 Date Reported: 03/04/2015 Amount Past Due: $7,035 Date of Last Payment: Actual Payment Amount: $0 Scheduled Payment Amount: $0 Date of Last Activity: N/A Date Major Delinquency First Reported:05/2011 Months Reviewed: 46 Creditor Classification: Retail Activity Description: N/A Charge Off Amount: $0 Deferred Payment Start Date: Balloon Payment Amount: $0 Balloon Payment Date: Date Closed: Type of Loan: Date of First Delinquency: 12/2009 Comments: Consumer disputes this account information, Collection account TU ASSET ACCEPTANCE LLC #11234**** PO BOX 1630 WARREN, MI 480901630 (800) 5459931 Placed for Collection:04/29/2011 Responsibility: Individual Account Account Type: Open Account Loan Type: FACTORING COMPANY ACCOUNT Balance: $7,035 Date Updated: 04/03/2015 Original Amount: $5,726 Original Creditor: WELLS FARGO RAYMOUR FLANIGA (Retail) Past Due: >$7,035< Pay Status: >In Collection< Remarks: ACCT INFO DISPUTED BY CONSUMR; >PLACED FOR COLLECTION< Estimated month and year that this item will be removed: 11/2016 EX ASSET ACCEPTANCE 11234.... PO BOX 1630 WARREN MI 48090 800 614 4730 Recent balance: $7,035 as of 03/04/2015 Date opened 04/2011 Status: Collection account. $7,035 past due as of Mar 2015. Address identification number: 0658903301 Original creditor: WELLS FARGO/ RAYMOUR FLANIGA Type: Debt Buyer Terms: 1 Months On record until: Sep 2016 Credit limit or original amount: $5,726 High balance: $0 Monthly payment: $0 Recent payment: $0 Date of status: 09/2011 First reported: 08/2011 Responsibility: Individual Comment: Account information disputed by consumer (Meets requirement of the Fair Credit Reporting Act).