
insomniac
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10 GoodAbout insomniac
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Illinois
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What I think often happens is LVNV will pay plaintiffs a pretty good sum to settle out of court and sign a non-disclosure agreement. I know that if they paid me several grand to shut up and go away, I'd do it. Everybody has their price.
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List of Credit Monitoring Sites for Inquiring Minds
insomniac replied to isislc's topic in Credit Bureaus/Reports/Scores
USAA has opened many of its services to all, including those without family military affiliation. You do not need military affiliation in order to get the credit monitoring service. Click on "Other Individuals" at the link below: https://www.usaa.com/inet/ent_utils/McStaticPages?key=why_choose_usaa_eligibility_main&wa_ref=wcu_main_is_usaa_for_you -
Yeah, Unique is a tough nut to crack. They will not do a PFD and will usually verify disputes, especially if the debt is unpaid. Some have gotten them to delete a year after payment. My girlfriend had to deal with a library collection they were handling. She paid the library directly about a year ago, and Unique updated to "paid collection." I've told her to dispute in a couple months to see what happens.
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anyone else still getting CLI's??
insomniac replied to aloha's topic in Obtaining Credit Cards, Auto Loans and Financing
Maybe you're joking, or maybe I could have worded it better: the CLI was $200. My limit was $2700 and is now $2900. -
anyone else still getting CLI's??
insomniac replied to aloha's topic in Obtaining Credit Cards, Auto Loans and Financing
Merrick/Hooters $200 CLI to $2900 sometime in the last week. -
anyone else still getting CLI's??
insomniac replied to aloha's topic in Obtaining Credit Cards, Auto Loans and Financing
Requested and received a $500 CLI on my credit union Visa earlier this week ($1500 -> $2000), now that it's at the 6-month mark. It cost me a hard pull, though, so I won't be doing that again for at least a year. -
I'm aware of all of this. However, Merrick remains the only card issuer of mine that has ever chosen to exercise that option. I can understand it if the payment amount is over $1,000, or if I have had payments rejected in the past. Neither of these things were true the last time they held back my available credit a month ago.
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New Illinois case re failure to produce contract
insomniac replied to calawyer's topic in Credit Article of the Week
A pro se defendant misses a couple of procedural items but still wins an appeal - good to see this. Thanks for posting! -
I agree - I think we'll see another extension, but it might be the last one. Even with all the stimulus/recovery spending, this won't go on forever. An extension would be good for me, because if I end up buying my current rental from my recently deceased landlady's estate, I'm not sure we'll be under contract by 4/30.
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Again, you only need to be under contract by April 30th to get the tax credit - not closed.
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Orchard waived my $59 annual fee permanently last year when I asked. Bank of America refused to waive my $29 annual fee a few weeks ago. "Well, that is what you agreed to when you signed up." I fired them. An $800 CL with no rewards program and no prospect for future CLIs doesn't do me much good when I have other cards with four-digit limits and no AF.