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About chatter2960

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    Impressive 100+ postings

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    Birmingham, AL
  1. good luck! I had the EXACT SAME THING happen to me. They charged off the balance and sold it to a collection that I am still fighting with. You can read some of my other posts about it.
  2. Thanks Miracle! I got the supervisor's name and faxed her the letter. She is the one I talked to this morning. I will see what happens.
  3. I called Experian, and of course, they can't remove unles told to by the CA. I called TBI - WOW. How can people stand having a job where they have to act like *ssholes all of the time!? The lady I talked kept screaming that I had to send them proof that I DIDN'T owe them the money! When I told her I was ready to file suit, she said to do what I felt like I had to. I asked her if "XXXXXX was the registered agent in my state" and she said NO. I asked ARE YOU SURE and there was dead silence. Then she she said she was emailing the OC and she should get a resonse by 5:00 p.m. today. Any advice anyone?!!! I really need to get this resolved soon!!! PLEASE!!!
  4. THANK GOD!!! I was in a deep depression and about to slit my wrists because my score had plummeted to 560. I checked again today and it was back up to 618. THAT EXPLAINS IT!!
  5. I need advice guys!! I have a collection listed with TBI (The Bureaus). They are reporting on my Experian report. I have to have this off my report within the next week or so. I have been working on this for a couple of months. I have already sent 2 dv and an ITS. I have them on two violations. They have not responded!!!! Should I risk calling them? I need this removed quick!! I have also sent another dispute to the CRA - should I try calling Experian? Advice please!!!
  6. I have been using PG daily for about 3 months now and I just noticed that ALL of my Transunion inquirys are gone except for 1 that was a result of an auto loan I applied for on 2/25/05!! I am so excited!!! - Now I need to call Equifax.......
  7. Let me know when you check you credit report and they are gone! My wife and I may try this.
  8. I am by no means an expert, but I would not pay anyone a single cent until I was sure they had a legal right to collect the debt. You are wrong gdouglaslee Just because you send a billing statement so someone's house does not mean they owe you money. If so, what is your address?
  9. Thanks for the additional info guys! I will let keep everyone posted. This might be a good way for all of us to boost our scores! They said they will report up to two years of past rental history from before you signed up for the service.
  10. Two months and it still has not been reported on my credit report. I am starting to ge pissed. Will keep you guys updated.
  11. Thanks for the info! What were your scores? I was interested in applying. Congrats!!
  12. Yeah, that is why I haven't sent it already. I really don't want to sue, but it looks like I might have to. I have already gotten the infor together - I just want to do it as a last resort. If I do sue, do I list TBI in Indiana, or their registered agent in AL as the defendant? Do you guys think I will get what I want?
  13. I have had the same thing happen - no response to DV requests. I guess I am going to have to ITS. I am going to see what I can get done through the CRA first. It is only listed on my Experian and I want it off BAD.