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    Texan stuck in Georgia

kevmic's Achievements

Impressive 100+ postings

Impressive 100+ postings (5/6)



  1. Amex usually posts about the 5th of the month.
  2. latest fako's as of 6/19/06 eq 605 ex 608 tu 576 just an update 7 positives 4 baddies. Time to work on the inquries..
  3. yes I did but they never responded.
  4. Why are you going to offer a settlement when they have not even given you any proof that the debt is yours. You yourself dont even know if it is your debt. Make sure you file an answer for court. No knowledge of the alleged debt sounds like a good answer to me.
  5. I have been fighting an auto repo for a while now. lvnv showed up in October on my credit reports. I received my Dunning lettter in December for it. I disputed the debt and of course they verified it as being right. New dates and such totally reaging it and also listing it for about 4 grand more than the original amount showing on the oc's report. Well I get my report back yesterday, of course its verified again but here's the kicker. The oc has now changed their amount to reflect the over inflated amount of LVNV's tl. I have been keeping up with my disputes and all the bogus info but Now what? How do I keep fighting it when now the oc mirrors the JDB site. Also what is the SOL on a auto loan in Georgia?
  6. Which means they will pull your credit a lot and tank your scores with inquiries..
  7. I was denied it. I think I will send a letter askingthem to review it again.
  8. Yeah I am. Ordered a new laptop. Will pay it off in a month.
  9. yes it is. They are also reporting to all three cra's
  10. I got 1500 with scores in the low 600's, upper 500's
  11. My Credit limit just increased from 500 to 1100..
  12. First off. Take the paperwork to your bank and get your money unfrozen.. Second prepare your defense for court. Work up a settlement for yourself so that you will be ready when the lawyers approach you about settling. As part of the settlement make sure you work in something about deleting the negative info off your credit reports.
  13. Well Like I said this was a deal through my job. I am sure if it wasnt amex would not have given me a card. Just checked my experian and Amex is now showing on it.
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