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Posts posted by kevmic

  1. I have been fighting an auto repo for a while now. lvnv showed up in October on my credit reports. I received my Dunning lettter in December for it.

    I disputed the debt and of course they verified it as being right. New dates and such totally reaging it and also listing it for about 4 grand more than the original amount showing on the oc's report.

    Well I get my report back yesterday, of course its verified again but here's the kicker. The oc has now changed their amount to reflect the over inflated amount of LVNV's tl.

    I have been keeping up with my disputes and all the bogus info but Now what? How do I keep fighting it when now the oc mirrors the JDB site.

    Also what is the SOL on a auto loan in Georgia?

  2. The homes that my father have are really nice. He just happens to get really good deals. He also rehabs the ones that need work before you buy it. You just have to shop around.

    The money you pay during the lease goes to the owner. Its a little in their pocket But most of it goes to the mortgage on the house.

  3. My Dad does this. Its actually a good deal if you use that time to rebuild your credit. As a matter of fact when he rents a house house he mentions this website as a resource to help rebuild their credit.

    What happens is you have to pay usually 2 to 4 thousand down to get into the house. That money is put into an interest bearing account. You make your payments on time and at the end of your lease The money and interest is rolled into your down payment, but if you dont clean your credit and you are unable to finance the home when your lease is up then you forfeit the money and interest. Amazingly he has been lucky and the people have not trashed the homes and all have bought the houses at the end of the lease term. I wish I could have done this for me. But he live about 900 miles from me, so that was not an option. I had to clean up then purchase.

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