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Everything posted by gtty

  1. Trust me... Don't get into a joint debt unless you are married. You will most certainly be sorry. All I have known personally have come to regret it.
  2. I had a CA call me and give me a docket number that was totally made up. I burned them for a tidy sum with the help of a good attorney. True Story. Keep good records and record calls if legal in your state.
  3. That is way too high. PM me if you want the name of my Houston attorney. She was much less expensive and very good.
  4. One of my baddies shows the creditor as "Company name is unknown". Should I dispute this as I dont owe anyone named "Company name is unknown"? Please delete.
  5. If you are being sued, I recommend finding a lawyer. I didn't want to part with the money, but she saved me more than she cost me. If you are in Houston, I can give you a number. PM me if you need the #.
  6. You can record in TX. I have done it and have used it to great advantage.
  7. According to my lawyer, it will hold up in court provided you have the transmission page from the fax machine.
  8. Is Wolpoff & Abramson shutting down? Closing the doors? Selling off their portfolios for .03 cents on the dollar? Pocketing $30 Million? Hundreds out of work? How bad is the paper?
  9. Find a lawyer to take this on contigency. They cannot tell you they are filing suit, and then not do it. I believe the case is worth $1000 to you plus attorney fees. My 2 cents......
  10. Citi sold my account to a JDB. Guess I will see if These clowns come after me. My Lawyer sent them a Cease Comm.
  11. Anyone here ever send Asset Acceptance a CEASE COMMUNICATIONS letter? If so, did they sue.
  12. gtty


    I sent you a pm. What that mortgage broker told you is not true.
  13. A fool and his money are soon parted http://today.reuters.com/news/articlenews.aspx?type=domesticNews&storyid=2007-02-13T053517Z_01_N13447905_RTRUKOC_0_US-BOFA-CARD.xml&src=rss&rpc=22
  14. Something here sounds fishy. If they had a judgement, would they be talking about the 30 day dispute thing? Sounds like they are trying to scare you. I had a creditor (academy collections) give me a docket number. They werent really suing. Now they are talking to my lawyer.
  15. ACS was calling me for citi. They broke the law big time and I got em on Tape. If it is legal in your state, record their calls and/or take notes. Are they using the term "docket number"? Pay special attention to their tactics and wording. ACS is leaving me alone now and citi sold my debt to a JDB.
  16. my citibank debt of over $9000 was sold to Asset Asseptance. citi didnt come after me, but Asset probably will.
  17. Asset owns the debt according to the letter. ACS was trying to collect for Citi earlier this year, but I am currently suing ACS for violations so I guess citi sold it to wipe their hands of it. From what I am reading on Budd Hibbs, these are some bad folks. Wonder what my chances are if they sue. CArolina, here in Tx we can record calls. ACS hung themselves with the call and we are using the recording as a club
  18. Sorry, I was not clear. I originally took the card out with another bank over 16 years ago. Citi bought the bank card account 3 years later. The last payment I made on the card was approx 2.5 years ago. Still within SOL.
  19. I have an old citibank account that was bought over thirteen years ago from another credit card. The original card is probably over 16 years old. Asset Acceptance has just purchased the debt and sent me a letter. I doubt that Asset Acceptance has any of the original paperwork from the original card. Do you guys think that Asset Acceptance will be able to verify this debt? What is the likelyhood that they will sue me. Debt is over $9000. Anyone have any experience with these guys.
  20. yea, I read all of the posts on whocalledus and these guys sound relentless. WE haven't ordered anything online or on infomercials. Guess they got our number somewhere though.
  21. They have called and hung up on my machine 6 times this morning. 702-553-0598
  22. My ducks are thankfully in a row as I have a great Lawyer. You know when I talk to these collection folks I still feel a tightness in my chest.. I will be glad when all this is over.
  23. It amazes me how careless these CA's are. I am about to file my third suit for FDCPA violations. They will literally pay off my debts for me. Anyone in Texas should record every call.
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