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handyman's Achievements


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  1. I was wondering this myself... Thank you very much LIR for the info.
  2. I have tl showing in my report as a charge off from an original creditor for which the debt was cleared by my bankruptcy in 2000. In doing a DV with the CRAs, the creditor validated the account, which in my understanding is incorrect. After going back and re-reading the book, I'm still unsure as to what the rules are regarding a creditor reporting a debt that was discharged. I'm am ready to contact the creditor directly to get this cleared up, but I don't know what the rules are in this situation. Any help will be greatly appreciated. This is one of the last negatives that needs to be removed and I'm looking forward to seeing it gone. Thanks
  3. ok, that's what I was wanting to know. I've finally found the court's information and I'll be going tomorrow to file the motion to set asside the default judgement. Thanks btw, the thread you posted earlier is a very good read.
  4. Credit Info Center. It took me a minute as well beeing a noob here.
  5. Where? the cic site is very large and there is no search function that I'm aware of.
  6. dm, Thanks, but that does not answer my question. And actually, I've read that as I searched the forums, but I still don't understand if I need to go to court to have judgement removed or if the bk just does so automatically and then do I just request it be removed from my report?
  7. The first thing I want to do is get a judgment tl removed from my credit reports. The debt was discharged in my BK. My bk attorney said I did not need to show up to the court date which created the judgement since I filed my bk before the court date. My bk shows the debt was discharged. Now what I don't know is do I need to get the judgement vacated or just request the judgement be removed since the bk invalidates the judgement in the first place? On this issue, I am very confused.
  8. Thank you again. It was a hard pill to swallow. Especially since I never saw it coming. She did an amazing job of hiding her depression. We never married but we both had our names on the title when in fact I'm really the one who bought the house. I supported her the entire time we lived together. So now it's my house but I don't know how the tax lien comes into play. I don't know where to look to find out if there is a transfer on death type of clause or what. Thanks again.
  9. Wish I'd have found this before ordering the book. Oh well. It will still be worth it.
  10. Thank you very much. Where should I look to find this information? I have a ton of paperwork on the house, but I have no clue what I should be looking for specifically.
  11. This is my first post here. I would like to say that I have found this site and the forums to be a great help. I am finally taking control and responsibility for my credit problems and actively working to get them resolved. So here goes: I think I know the answer to this question, but what the heck... I owned a house jointly in Missouri with a woman that I was living with. Her name is on the title. She had a tax debt and the irs placed a lien on the house against her equity. She committed suicide in April. Is there any way to get the lien lifted since she's passed on?
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