cavazos007

You need to respond with Debt Validation. Cap One needs to validate your debt. This will keep it from going to court. Cap One will have to validate the debt before taking you to court.

Great thanks Amerikaner...

1 week after the due date and within the grace period...any type of notice regarding my payment not being made on the due date.

Ok guys here is one I need help on... My payment is due on 10/12/09. I have a 16 day grace period. I'm going to be 1 week late with my payment. My question is...will I get a notice before or after the grace period?

My house was included in my BK13 at the beginning because I owed arrears. But then my mortgage was modified and it no longer had arrears. So I was allowed to pay my mortgage out of my plan.

Darn...Thanks though

You can go to planetfeedback.com

Do you know if by it being labeled this way...would my credit scores go up?

Hey guys...long time huh! Alright here are my questions... I filed for BK13 on 2/1/09 to save my home. Since then my home has been modified under the OBAMA Plan and everything is good. My mortgage was taken out of my BK13. Alright so now I just have my CC's on my BK13 plan. My question is on my credit report alot of my charge offs are showing discharge. Can those be easily removed? My plan hasn't even been confirmed yet. The credit card company are getting 1%, which is really not anything. So the real question is why is it showing discharge and can those be either deleted or updated to a paid as agreed status. Thanks guys

Now how did I miss that...Happy Birthday Kristy...

Sent you a private message

I had mention the 23 month old was at the hospital I work at...down the hall...we still have the parents here...for observation and test....

It's a sad ordeal. The child died in our Facilities here in Houston, TX

I work at a Children's Hospital as a Financial Counselor....

Give yourself a pat on the back...you always get a 2nd chance