Dog Lover

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Everything posted by Dog Lover

  1. I checked but the firm is not on the list. Thanks for the link though! DL
  2. This is what I have for a reply: This letter is being sent to you in response to (a letter I recently received/an entry in my credit file). Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15USC1692g( that your claim is disputed and validation is requested. In accordance with the above statute(s), I am asking that you prove that you have the correct debtor, the correct balance and that you are legally authorized to collect this debt, by providing documentation establishing the following: • Name and address of Original Credito
  3. I honestly don't remember the last time I paid them but it has to be coming up on close to 5 years. I lost my job about 7 years ago and lived off my CC's until I couldn't pay them anymore. I live in IA.
  4. Nice to find this site!!! I received a right to cure notice from an attorney who served me with papers earlier this year for an old CC debt. That time, I hired an attorney to deal with the situation and all he did was send a response and negotiated a settlement - he was asking for $5000 and I ended up paying almost $4000 so the attorney didn't do much as far as I'm concerned. In my research since then, I see I should never have written a check from my own account to settle this but of course my atty didn't advise me of that. Anyway, the attorney is back with another CC debt. This one is from