• Content Count

  • Joined

  • Last visited

Community Reputation

10 Good

About PhiKappa

  • Rank
  1. My situation was similar. I didn't have a lot of options and I was very leary of credit counseling and debt consolidation. Anyway I was referred to a company by a friend, that had used them before. They gave a lot of helpful advice and did not try to force sell me into the program. However, once they explained to me how I they could reduce my debt by at least 50-80%, I was willing to try. However, I did do my research on the company to see if there were any negative complaints. Well there weren't and since they had a good record with BBB. I went ahead with it. To make a long story short,