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About jrdejavux

  • Rank
    Miami Heat Fan
  • Birthday 05/19/1979


  • Interests
    Dealing with CA, and the CRA !

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  1. Hi guys, I need your help with this since every time i have sent a debt validation letter the collection agencies go away but this one sent me a letter today saying this: We are in receipt of your letter in which you stated there is a dispute with the aforementioned account and your request for validation. Your account was originally opened with XXXX XXXX bank December 15, 2005, and your last payment was received on June 23, XXXX. Our cleint has verified that the balance of $XXXX.XX to be true, correct and still owing at this time. i know this is not a validation and i would like to know how
  2. WOW a week after they deleted i get the dunning letter ! they got it all backwards, i will be sending DV once again.
  3. I think you are wrong on this one ! SOL goes by where the contract was signed
  4. Dont settle with them specially since you have SOL on your side !
  5. awsome! its just funny that they deleted so fast ! less than a week for me and by the way my score jumped 14 points hehe
  6. Holy crap guys they came off my credit report today lol wow that was fast ! All it took was a DV letter. thank you Credit Infocenter
  7. WWOOOOHHHOOOO everything back to normal here too Vicki Banks rocks took about a week ! now fight with Palisades !
  8. thank you so much ! i hope they go away soon ! they didnt affect my credit score that much but i want them out !
  9. Hello everybody, today I updated my reports and there it was Palisades Collection, they are the only CA in my report as of now, they never sent me a dunning letter or anything. I will be sending them DV today. Do any of you have their fax number by chance ? I like use USPS and fax together. How bad are these guys ?
  10. looks like its a split i will call them tomorrow, hopefuly it can be fixed
  11. hello guys, tonight i updated my equifax report to find that everything has been deleted ! all my good accounts have been deteled ! but credit score still 730 any ideas what this could be ??? thanks
  12. Hello guys, since I first visited this board about 2 years I have been able to delete all negatives from my equifax "7 OC that were chargeoff back in 2003" and about 5 with TU and EX. only one CA remains in my TU and EX "My lawyer is suing them in federal court for their violations. My question is should worry about this 7 accounts coming back since i was able to delete them 2 to 3 years early ? can a CA claim the SOL is different ?