arkansas17787

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About arkansas17787

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  1. Most mortgage companies will send you a 1099 at the end of the year for the amount less than owed in a short sale.
  2. Does the 7 years a negative begin, start on the first missed payment? If so, does even mean if it was later added into bankruptcy? I have 2 crap ones listed from 1st missed payment, the other one is listed from date of Bankruptcy.. Any help would be appreciated.
  3. I have the CRA's on multiple violations, I have little doubt I can win in court with my evidence, but my question is, how do you collect once you get a judgement? I live in a rural town in Arkansas and I am just a country boy wanting justice...Any help would be great.
  4. Is anyone familiar how CRA's report short sales on your report? Thanks!
  5. Do a search for accelerated mortgage calculators and that will give you a lot of help. I was told on 100000 mortgage making an extra pymt a year takes a 30 year note down to around 22 years.
  6. Can you be more specific? What is the notation part, why not seven years? Thanks
  7. How does a deed in lieu of foreclosure show on your credit report? Any help would be appreciated.
  8. It is still amazing to me how collection companies can purposley harm your credit when they never provided a service to you. Medical bills are killing my score, my insurance gets raped by my local doctors and hospital, then after making a ton of cash from insurance they ruin my credit for 50 bucks here, 300 bucks there. Is their any legislation out there to help this? Thanks for letting me vent...lol
  9. Thanks, zero balance looks better, but i will certainly ask them to remove me from their system since I am concerned of my personal information. Thanks
  10. I have attempted everything within this website, but I am dealing with a collection agency that will not budge. Even if I were to offer payment in full to these idiots, they still refuse to remove from credit reports. ( against their policy) I have 4 medical accounts from the same medical providor, and they have listed them individually to the bureaus, will be on report till 2011. Free is not free in America anymore, companies rule us... Sorry about being negative.
  11. theirs no "dumb question" if you don't know the answer