bfields

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About bfields

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  1. How do I go about getting rid of old addresses, phone #s, and employers from credit report? I must have 6-8 of each on my reports! If able to get them off my report do I give all my current info for them to report? Also, once all the old info is gone will it help my score at all? Thank you for your help!
  2. I was just about to post and ask a question about if you should try and pay the OC before trying to settle a PFD with the CA and then read this thread. I wouldnt think that OC would be willing to mess with you at all. Has anyone else had luck with trying to work with the OC for a PFD before the CA?
  3. I spoke with a guy from there trying to be all hard nosed too and I kept telling him that I was not going to do anything until he sent me all the documentation that he had on the case. He ofcourse kept telling me no too. Then i got him to agree to but it has been a week and still no paperwork. The only thing I have recieved is a settlement email. I am about to mail my first DV letter to him. Anyways I will keep you all posted!
  4. I have 3 collection accounts with the same CA, Collection Diversified, that have been paid for about 3 years now. They are from a surgery that I had due to a car wreck. One is from the surgeon, one for the Anesthesia dr, and the other from the hospital. I had asked to setup a payment plan with all of them and I guess they set it up with the CA. My question is how should I go about getting them deleted? Should I send letters to the Dr.s themselves and ask them to contact the CA to have them deleted stating that I misunderstood the payment arrangment and that I am pulling my hair out knowing that they are hurting my credit or contact the CA or something else? If I try DVing the CA do I send one letter only or one for each account? Thanks!
  5. Ok thanks! Also I guess I forgot to ask in earlier post but can you ask them for the CA information as well since they just show it as a combination of numbers and letters?
  6. I pulled them from all three online but the only one that shows date of last avtivity is TransUnion. Why is this? Thanks for your help!
  7. I just found out that I have a collection account that is past SOL. The date of last activity showing on my credit report is Oct, 2001. Since I live in Texas the SOL is 4 years from date of last activity right? What do I need to do to get this off my report?
  8. I am wondering is there is a way to get the most detailed credit reports for all 3 CRA.
  9. Thanks DocDon! Thats what I figured because I couldnt find anything on them. With the gentlman that I spoke with I requested all the information that they had to be mailed and emailed to me and he sent me an email with a letter attatched to it that was a settlement letter and had nothing else attatched to it! I already have plans to get a tape recorder to tape the next conversation with him if the information that i requested doesnt show by beginning of next week. What else do you think I should do from here? Also, what letter do they owe me within five days from today? Sorry Im new to all this! Thank you for your help!
  10. I am wondering if anyone has heard of them. The phone number that shows when they call is 813-889-9600 and their call back number is 877-743-9600. They have been calling me saying that they have a legal matter to discuss and when I asked them to mail me all the info they have on it the guy keeps telling me no but that he will send me a basic letter discussing it. They just keep saying that I should know what they are talking about and that they have enough info right now to just take it to court. It is regarding a charge off credit card from wells fargo that Dunstone Fin had bought. I am just wondering if they are a REAL law office or just another CA trying to collect. Any advice?