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Everything posted by TheRoadBack

  1. Merrick bank was one of them that was CO. I don't think they will approve me. I was hoping to get approved by a bigger bank but seems they blacklist. I am ok with capital one and never tried Barclays. Any other bigger banks that might approve with 730 disco but only pull exp or tu?
  2. Hi everyone, ran in to some credit issues with BOA, Chase, Wells Fargo etc 5 years ago. My exp credit report is totally clean 730 fico as is TU. Will I be blacklisted from these banks as the were charge offs that we're never paid or do I have a shot? Also, who pulls only exp or only tu? Thank you in advance for your help!!!
  3. So confiesed!!! Went to google scholar and it was like reading chinese. Wish I knew what grounds I had to dismiss and I have a hard time reading case law. If anyone can help I would more then greatly appreciate it! Thanks in advance!
  4. Thankyou for yoce, it makes sense. Just one question, what is google scholar?
  5. First, thank you for your quick responses! It is true that failure to prosecute with no filings can result in dismissal. The court judge sent out a notice saying if no pleadings were filed within 60 days the case will be dismissed. So, the Plaintiff filed a motion for extension of time for req for production and interrogatories and now has filed a motion as bogus as it is within the 60 days. So my question now is what grounds do I have to stand on for motion to dismiss or motion for summary judgement?
  6. Thinking about this would I file a motion to dismiss or motion for summary judgement? And depending on which, what grounds do I have to stand on. Thank you in advance for all your help!
  7. Hi everyone, I am the defendant in a case that is a few years old. I have requested prod of documents and interrogatories twice and have received nothing in 2 years. The judge files a notice of dismissal n\for failure to prosecute if no action is taken within 60 days. So, Plaintiff files for extension of time which was already denied. Going to hearing and I am sure it will be denied again. It is with the OC not a JDB. I want to file a motion to dismiss but have no idea what reasons to put in this motion. i am confused t so if anyone could help me on what grounds I could use to file a motion to dismiss I would greatly appreciate it! Thank you in advance for your help and cooperation!
  8. Hi everyone, I have been in a battle with OC for 2 1/2 years. Been through discovery, interrogatories, req for production, Motion to dismiss etc. I would like to settle but don't have the $ to do so. A trial date has not been set but will be shortly. Are there any motions or anything I can do to buy some time to try and get together some $ and settle. Any advice would be greatly appreciated. Thanks in advance for your help! RB
  9. Nascar, that makes sense. I will file a motion to overrule objections and compel meaningful responses. Thank you for your insight. It is greatly appreciated!
  10. BV, I filed a motion to compel but the judge said they compeled as the answers were in the file. He said I need to file a different motion to overrule there objections or something to that affect. So, I am confused. I do thank you for your help.
  11. Thank you in advance admin for your help. It is greatly appreciated!
  12. Was served complaint by OC. Answered in timely fashion. Filed a motion to dismiss which was denied. I filed req for production and interrogatories. They filed for and were granted extension of time. Received nothing for over 8 months. Did not want to file motion to compel to move things faster also hoping they might have forgot or decided to not proceed forward. 8 months later received generic credit card agreement and statements. Almost all requests were objected to for one reason or another. Original attorney withdrew and new attorney who did file answers or shall I say objections is relentless. They then served me with interrogatories and req for production and I objected just as they had done to me. Wondering what my next move should be? If there are any other details that would help you guide me I will be happy to provide, Any advice on how to proceed?
  13. No, I have not posted details on another thread as the details are pretty simple(if any of this is simple) I have answered complaint, filed req for prod and sent interroogatories to oc. They objected to mostly everything except they sent statements and a generic credit agreement that everyone gets, nothing showing my name or anything to do with me. I am just trying to see if motion to overrule objections to make them answer is the right motion to get this accomplished? Thanks for getting back to me so quickly. It is greatly appreciated.
  14. Hi everyone, I have a case pending with OC. I filed req for production, interrogatories etc. and Plaintiff objected to almost everything. Is a motion to overrule their objections the correct thing to file to get them to produce what I requested? If so, does anyone have a sample as I am lost at the moment. Thank you in advance for your help!
  15. BV, So you are saying that the CRA is supposed to report it as "in dispute" and the OC has no responsibility? I'm sure thats what you are saying just wanted to double check. Could have sworn I read somewhere that OC had some responsibility. Thanks for all your help! It is greatly appreciated. RB
  16. Hi everyone, Quick question...... The OC forgot to mark "Disputed by consumer" on 3 disputes with CRA. What section of the FCRA does this violate? I can't seem to find it however I remember seeing it here somewhere. Your help is greatly appreciated!
  17. They attached the agreement with my signature. No affidavit, no affiant, no accounting records at all! With this new information can anyone try to help me move forward, your help is greatly appreciated!
  18. BV, in my req for production I asked for copies of all checks written against this credit line. I received nothing so I am not sure how to proceed?
  19. NASCAR, I don't recall so how would I proceed in either case? Thank you so much for your help! It is greatly appreciated!
  20. Hi everyone, I sent a request for production of documents on an alleged line of credit. I requested among other things copies of the alleged checks that were written against the credit line and copies of account statements showing a true accounting of charges. What I received was a one page printout of dates and charges.....Is this valid? How would I know who wrote these alleged checks? Without true account statements how can I know what is correct and have a true accounting? I don't believe a one page printout is sufficient. Is this acceptable in the eyes of the court or are they supposed to give me copies of alleged checks and statements if I requested them in Discovery? Thank you in advance for your answers and help!
  21. Hi everyone, I had a question regarding a bank which failed and sold its assets to another bank. A lawsuit was originally filed by the now insolvent bank but being that it's assets have been sold do I have grounds for a motion to dismiss? If so, what are those grounds? If there is anything else I might be able to do to defend myself?Any of your expert advice would be greatly appreciated. Thank you in advance for your help!
  22. Hi everyone, Hope all of you are doing well tonight! I have a favor if any of you could be so kind? Does anyone have a sample motion to Compel Discovery that they would care to post? I have submitted a request for production of documents as well as interrogatories and the Plaintiff gave me generic BS that answered nothing. If I had the framework I could make it my own but kind of confused where to start. Any help would be greatly appreciated! Thank you in advance for your help!