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JustaTexan last won the day on December 15 2008

JustaTexan had the most liked content!


  • Biography
    I have two awesome kids and I am attending school to do something.
  • Interests
    Reading, writing, numbers, eating, researching, decorating my home, and listening to music.
  • Occupation
    Auto Cad tech (industrial) drafting_

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JustaTexan's Achievements

500 posts and hasn't been banned yet....

500 posts and hasn't been banned yet.... (6/6)



  1. Just came through to whore it up!
  2. JustaTexan


    Facebook rocks my world, that's why I'm never on here anymore!
  3. None of you whores are on my whoring level anyways!
  4. Well my credit is not as "repaired" as yours my friend but I have found Facebook, cooking, and photography as newer hobbies! I still check in from time to time! :- ) I have never heard of the Geocaching thing. Dunno if that would be for me or not....
  5. I too miss our "discussions" Robert! I did tell my friend to let her boss know what's going on and let these jerks know that her boss would be willing to sign a written statement saying that the payday loan company did infact call and ask to speak to my friend's boss, then informed them of the debt, and harassed them to find our more supervisors names and numbers. I think she's just embarrassed. She told me one time that because she works at a bank that they are expected to have their financial stuff together. Like they even pulled her credit report before she was hired. She's called and tried to work out some kind of payment agreement with these people but she says they are just not willing to move an inch. Thanks again!
  6. Thank you very much RebelLady, I hope this can help her out some.
  7. Hello CIC! Been awhile since I've posted but I need to ask a quick question for a girlfriend of mine. She just had a baby and has gone back to work at her place of employment, a bank, and is having some financial troubles. While she was out of maternity leave, she took out 2 payday loans that she has had to let go. My friend wants to pay her debts off but she just can't do it right now. I composed a very nice but tough hardship situation/do not call/want to pay but can't letter for her to mail off to these people, (ACE and CheckNGo), but before she even got a chance to mail them off today these people from ACE are calling her at work and harassing her and her fellow employees. They asked to talk to her boss and were asking for the names of all her superviors, etc. Now I know that the FDCPA prohibits this in Sect. 804 and 805, but since we're dealing with the OC's here they are not bound to the FDCPA, however they are still bound to the Texas Finance Code, which has all kinds of restrictions on what these people can and can't do but I can't find anything in it about contacting 3rd parties when the location of the debtor is already known. Here is the link to Chapter 392 of the TFC: http://caselaw.lp.findlaw.com/txcodes/fi039200.html I would be very very very grateful to those who would be willing to look through this and see if you can maybe see something that I am not. Something that would give her more leverage with these people. She seems to be extremely stressed out and even in tears at this point. I want her to focus on her newborn baby boy and not these people calling her constantly all day. She works at a bank so she says this makes her look bad because she works with money and it makes her look irresponsible. Thank you again!
  8. Alot of these are actually still nice vehicles that are being traded in. I think the whole thing is entirely wasteful and not thought through. Know how many people could use a vehicle that still runs? Especially a nice Volvo? Know why alot of people on public assistance don't work? They don't have reliable transportation. I have a million ideas just off the top of my head that could have made this program more efficient and actually make sense. I'm just at a point where I am 100% frustrated by our government at this point.
  9. Have you guys seen the volvo video on youtube? Do a search for "cash for clunkers volvo" or something along those terms. Apparently the bill says every traded in clunker has to be destroyed. WTF? I understand that they are trying to rid the streets of the clunkers but when the car you are trading in gets one less mile per gallon than the car you are purchasing, why destroy the f'ing car? Donate to charity or something......
  10. Wow you've really been on a ride lately huh? I'm glad everybody is doing okay though! Congrats on your baby boy!!!!
  11. Well due to the fact that I cannot pull Chase I.P. everyday now I have cancelled. I went to True Credit to sign up for their service and there is no product choice for daily pulls for all 3 bureaus that I can see. I looked at Credit Keeper as well and it seems they don't do daily pulls either. Not a good way to start my morning off...
  12. Hey keep your head up, it's their problem not yours. I'm so sorry for you and your partner's loss. <hugs>
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