But I recenly had the same problem come up. My CR shows an account - which is from 13 years ago as open in 2005 - and currently delinquent. I don't know what to do about it. I disputed with the Credit B. but don't know how to contact the company making this report. How the hell does this happen?? how do these companies get away with reporting things as new?
I just found out that a 13 year old debt has been reposted as a new account on my CR - LVNV Funding anyone? I'm reading about the DV process, but how do I proceed when I have never even received any letters from this company?