This is my first post but i have used all the info to my advantage,I have a 6 yr old derog on my report, from citi/discount tire $1400.00,i have just received the response from AA to contact legal dept " jerry t burditt" I asked bud hibbs for advice he forwarded me to a local attorney who i talked to and came up with try to settle with a deletion, so i called this guy"J T Burditt" first he ask me to make a payment' is he crazy" I say no thanks see you in court then he agrees to delet after some absurd statement of how great a guy I am and how he would agree to deletion because i caught him on