I'm new to this posting but i've been reading post from this forum since Feb. of 2006. My bankruptcy was discharged on Feb, 10th. I applied for a Target and Orchard mastercard soon after and was approved for those two cards. I just applied for the Hooters mastercard and I called today and was told I was approved but they wouldn't tell me my limit or if I will have an annual fee. But I wanted to thank all of you for this helpful message board. O5/04/06 TU 546 EQ 550 EX 614 Target $200 Orchard unsecured $300 Hooters mastercard $ ??????? Farmers Funiture $2500 (web site www.farmersfurn