I filed CH 13 in May 2002 and completed plan in Oct 2005 (discharged). Some OC correctly show "Wage Earner Plan" Others show "Included in BK" which is not correct (I didn't file CH 7). Is this more of a negative on my credit score than "Wage Earner Plan" Some also show "Charge Off". Is this also more negative? I've written to CRAs, some fix it, other's haven't yet. Now what?