Apeachyqueen

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About Apeachyqueen

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    NY
  1. If you have a CR from EX that they mailed to you, there is a phone number on your CR that you can call. You will reach a live person using this number.
  2. Stange thing over here too, mine mysteriously appeared on True Credit on TU and EQ and not on EX. It's even stanger that when I check TU directly, they have not record of it!
  3. it could also be that they keep their "blacklist" on the same magic spool that they sell to the JD collectors
  4. I would say that in my case, where I never received a dunning letter from the creditor; only a summons which I answered of course and then 2 days before the hearing receive my first dunning letter--DV is not usless:boxing: . They are backstroking and I am not going to let them without a fierce stoke and doggie paddle.
  5. I GOT MY LUVVVV GOING ON!!!!!! Finally got my AmExp One yesterday.The first one got lost in the mail and I called them because I hadnt recd it since 3/2....they overnighted another one to my office!!!!!! WELLLLL, on the Costco AmExp, that I initially got at the same time as the One, with a 2k limit, pushed the LOVE BUTTON today and booooyaaaaa 10K CLI!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! TOTALLY ORGASMIC PEOPLE!!!!!!!!!!!!!!!!!!!!!!!!!
  6. I got approved for the American Express One and the Costco American Express. Any suggestions for utilization? I've been trying to figure out the One card. It comes with a savings account and you have an option to carry a balance or pay in full every month. What kind of hybrid card is this? I can't help but smile thinking of the free $ that they give me with my purchases, 1%, and the interest, 5%, that I will earn ontop of that!!! OK, I know it wont make me rich but it's still FREEEEEE $$$$$$$$. BTW, I used your cool webite link to find that I qualified for the AmEx One.
  7. Can anyone explain "Subscriber Reports" to me? How can I see my "Subscriber Report?" I want to see what the subscriber sees too!!!
  8. Diehard, I had the same issue in Feb. and I called myfico.com directly. They were able to confirm my identity and then sent me an email to the email address that I had on file to reagain entrance via the web. Good Luck
  9. I GOTTA LUV BUTTON I GOTTA LUV BUTTON!!! ::travolta:: Thanks so much Skyfox, without the inspiration of your posts, I would have NEVER tried my luck with AmEx. I applied and got TWO cards on the same day. If this is their affirmative action, count me in. Today AMEX tomorrow the WORLD!!!!!
  10. Newbie here!!! Hello everyone!! This is my first post but I have basically been a credit repair fly on the wall landing on invaluable information and reading and re-reading all this great information. So, now I am taking the time to introduce myself and to say thanks for all my success since joining CIC. When I started on the lonely credit repair journey I had a FICO score of around 559 on my Equifax report (not yet sure of the others). Last October, I disputed a baddie and got a delete. Since then I have had a two additional baddies removed; the most recent was removed yesterday. I DV one collection agency; they removed the TL. I sent a “nutcase” letter to the other and they also removed. I also dispute some inquires with Equifax online. Poof, poof, poof all gone—There most certainly is a GOD. 8] Now for my greatest news!!! I know that everyone says American express has a looooooooong memory but I think that they maybe getting Alzheimer's. I had an old Amex account that went delinquent in 1988. I applied yesterday and I was approved for the American express one. I also applied for the Costco AmEx. I am waiting for decision. Skyfox, I am coming to join you guys and share the Amex love. Don’t worry; I have been super diligent about paying my TL’s on time for over the past 3 years and will continue to do so. I am sooooooooo grateful for a second chance to learn to use my credit wisely and appreciate the disciple that it takes to rebuild and maintain good credit. My last FICO alert I was at 651 on my Equifax and I will learn my new score soon. I did not get an alert for the new delete as yet. In these few short months I have become a total CW and I just want to thank you all for the information you have here. I am on my way to the 700 club and for those who are discouraged. Keep at it. Good luck.