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10 GoodAbout KnowledgeWithin
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LOL...I do that all the time...the thing is what do you do when they are calling for someone who used to have the phone number you now have? I swear for the past 3 months my phone rings day and night for this Sandra woman. I dont even know a damn Sandra nor is my name Sandra and I tell them that constantly. The calls stop for a week and then they start all over again! I refuse to get a new number, but there must be a way I can make the calls stop. I tried to place a block on every single number that comes through on my caller id from CA's but they wont let me block the numbers! ARGGH!!!!
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Thanks Somewhere...I had read Dive's primer post before I wrote my thread. I just completed the necessary docs for bank to start the mortgage process and know they are gonna tell me to take care of that collection so I just wanted to figure out what leverage at all I could have with the ruthless CA. Blah. Thanks to Big and Nascar for your info as well! I'll let it lie for now.
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I am sure there is a post somewhere on the forum about this, but I've searched and searched and cannot find a related topic, so please bare with me. I have a collection for an apartment rental in California from 2004. I skipped my last rent payment as I relocated from Cali to LA. They took the $995 deposit and once it was all said and done managed to rack up charges that amount to another full month's rent ($1300). Long story short, its been a collection since August 05. Did DV etc., and they sent all the docs related to the $1300 including the bill for attorney's fee to file an unlawful d
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Prosper.Com
KnowledgeWithin replied to ba0501's topic in Obtaining Credit Cards, Auto Loans and Financing
Please prod! I'm thinking of applying for a loan rather than investing though. Either way it seems I might have found a way to get that small loan to assist with boosting my credit score. -
LOL..thanks for the info Gypsie...I knew it was too good to be true! Oh my gosh I just read the article! WHAT A RIP-OFF! Back to the drawing board. Does anyone know of a lender who would approve an unsecured $5K loan based on my below credit score? I have one collection (2005) and a current car loan (2006) - on time and a closed car loan (2004) with 2 payments 30 days late. I tried Crap One and they denied me for an unsecured loan of $5K. Any help would be appreciated!
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In my neverending search to secure an unsecured personal loan, low and behold this morning an advertisement appeared on tv for a group called "Cash Call" who provides personal loans in varying amounts regardless to bad credit. Of course I bit. I went to CashCall.com to check out the interest rates and the "fine print" . As I live in the state of Louisiana, the maximum loan amount I can get is $5,075. $75 is initially deducted as an "origination fee", so I'd really only get $5,000 upfront if I qualify. Ok that's not the crazy part. The crazy part is an assinine interest rate of 59.95% (an
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MYFICO.COM Score Updates Question
KnowledgeWithin replied to BRubble's topic in Credit Bureaus/Reports/Scores
Props to you too LNY! Thanks for that synapsis. This whole thing is so tricky but I'm trying to learn all I can! I feel like I'm in college all over again! LOL! -
Patelco just denied me via email!!! Dear Applicant, Thank you for your interest in a Patelco loan product. Unfortunately, we are unable to approve your request at this time. You will receive a letter shortly that outlines the reason(s) for the decline. Thanks for choosing Patelco Credit Union. If you have any further questions, please feel free to contact us. Thank you, A wasted INQUIRY.
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MYFICO.COM Score Updates Question
KnowledgeWithin replied to BRubble's topic in Credit Bureaus/Reports/Scores
Direred, I just want to give you props! I've read many of your threads and responses to folks here and you really know your ****! Thanks for all the insight you have given, I know I become more and more empowered everyday! I am doing my best to read at least 10 threads a day trying to absorb all the knowledge I can! Keep up the good work! -
Thanks sr28b! Much appreciated! 7:06PM CST - GOOD NEWS...I hope! Just got a call from Capital One (never got a call before when applyin for a CC always got a declination letter) asking to verify income. Said I should have an answer within 7 to 10 days if I am approved. Keep your fingers crossed please!!! May not be the best card but in my eyes at least its a start!