• Content Count

  • Joined

  • Last visited

Community Reputation

10 Good

About kakorot63

  • Rank

Profile Fields

  • Location
  1. I have a question. If you ask for an increase of your credit limit just to raise your credit score, will the credit card (for example orchard bank) pull your credit to determine if you deserve an increase? And if so, would the credit pull effect your score? Or do they make a decision based on your past 12-18 months payment history etc, as stated above?
  2. I have a few questions. If the CRAs are required to archive this date to determine when a negative CO TL should be removed from a CR, why doesn't the CRA such as Experian display this date or make it readily available to the consumer either online or hard copy? Why should you have to DV or call the OC to get this date, if it is required by the law and should never change?
  3. I have a couple of questions to those are familiar about the NACA programs. First off, I would like to say the program sounds really good, almost too good to be true. 1. What happens after you complete the NACA program and you have moved into your house, and for some reason a year or two down the road you do not complete the 5 activites or events within a year, do they access a fee or fine or what?
  4. Hi, I am new to this website and forum. The information is very helpful, pentifiul and some times overwhelming as well as a little confusing at times. But, anyway here is the situation. I have a couple items(charge off) on my CR that based on my calculations are scheduled to be dropped from my CR in a few months. More like later in the year. But I would like to see if there is a way I can facilate the issue, in other words is there a way I can get the items to be dropped sooner than later. I know if I waited this long what is a few more months, but I am trying to qualify for a mortgage by thi