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About lilwhitepaws

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  • Birthday 01/31/1971


  • Interests
    Scarpbooking & spending time with my family
  • Occupation
    RN Student

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  1. Thank you both very much! It has been a challenge but it will be so worth it when I am, done Gypsie I don’t blame you one bit for not wanting to go through nursing again, it has been rough! Especially because I had to have three major surgeries last year. The colleges here have such a huge waiting list that my only option was to take the general course classes and get the highest grade point average possible (GPA plays a major factor in when you get accepted into the nursing program and when you can start your clinicals) I have managed to maintain a 4.0 GPA throughout my schooling. I was
  2. As I had said in my introduction I have been working on repairing my credit for over a year now so I truly know the hard work that goes into getting your credit straightened out. When I started off last year my scores were in the low 400’s. It has taken me a year and three months worth of hard work to get them all in the low 600’s. I just recently won quite a few more disputes since my first post here and it jumped my scores up about 18 points. You are correct when you say that I am anxious but not without good reason. My husband took ill in 2003; he is an electrical engineer and he was o
  3. I am not sure I am posting this in the right section but it may help people who have outstanding medical bills. If any of you have read my recent introduction then you will know my battle to straighten up my credit started over a year ago. Armed with little knowledge I set out to get something’s that were truly inaccurate off of my record (double listings on my report, no knowledge of debt ex.) Well I stumbled across a hospital bill from when my husband and I lived in Florida (it was in 2004 when we got hit with 3 major hurricanes) We lost everything in the hurricane & moved back to ou
  4. I know exactly what you mean!!! Last year I contacted UCB a CA (before I knew what the heck I was doing) to pay a $77.00 Doctor bill that was listed on my credit report. Mind you this agency did not even know where in the world I was and had never contacted me regarding this bill. I contacted them solely for the purpose of paying off the bill and negotiating to have it removed from my record. The woman I spoke with was so extremely nasty. She upset me so badly that I told her that I called to pay off the d*** bill but since she was so nasty and rude that her and the company she worked for
  5. Just wanted to say hello to everyone as well as giving a thousand Thank You’s to everyone for providing all this valuable information. I started disputing a few things on my credit report over a year ago with the credit bureaus. I had no idea what the heck I was doing when I started. I knew nothing about DV letters or my legal rights for that matter. I did manage to get a few things removed from my credit disputing with the credit bureaus but I honestly spent hours upon hours, day after day getting that accomplished. Since it is a new year and I was entitled to a new free credit report (ok