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tommy32 last won the day on October 14 2008

tommy32 had the most liked content!

About tommy32

  • Birthday 03/04/1974


  • Biography
    EX Army 9 years
  • Interests
    NASCAR ,Fixing stuff
  • Occupation
    Diesel Mechanic

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tommy32's Achievements

Impressive 100+ postings

Impressive 100+ postings (5/6)



  1. I am on Fb.....Currently my status says "WONDER-TWIN POWERS ACTIVATE"
  2. You will be surprised how much you can get deleted simply by disputing the CB's....
  3. I just throw everything in a desk drawer and hope that I can find it LOL
  4. hello!!! There are a lot of great people on this site that, and a lot of great information here as well.
  5. Awesome...!!!!! Thats great new...good luck...
  6. Welcome!!! It is always good to have more people join up!!!!
  7. Oops one more question....Can they take as long as they want to validate the debt then? I guess what I am trying to ask is what are the chances of a CA following through?
  8. Thanks for clarifying that....I wasnt sure how that worked.
  9. I have always done all my disputes by hand. Like everyone has said, short and sweet, don't write a novel. Good Luck...!!!!!
  10. I keep extra copies of my DL and automatically send it everytime, that away they can't play too many games. I haven't had any problems with any of the CB's regarding disputes since I have done that. I agree, that they not only do it to buy time, but it also is a mind game too. It makes you want to quit the process and give up when they break your ballz like that over and over again. Hope things get better.....Good Luck....!!!!
  11. http://www.creditinfocenter.com/rebuild/debt_validation.shtml I read this and I did not see a specific answer to your question. I always thought that the CA had to validate the debt, and they had 30 days to do so, IAW FCRA. Did you dispute with the OC first?
  12. Thank you Kristy!!!!! I am so glad that I found this site way back when....Oh I joined the facebook page back in feb or march....
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