aspire

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About aspire

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    CIC Member

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    ga
  1. FACO - 10/25/2007 TU 737 EX 617 EQ 639 FACO - 10/31/2007 (Account deleted) TU 737 EX 643 EQ 704
  2. U're right about near on impossible. I changed my CC acc # + asked C1 in May to reinstall acc history. CS rep said process can take up to 90 days...
  3. I sent DVs and disputed LP with CRAs 2 or 3 times using certified mail. p.s. I love your avatar!
  4. 8 months ago I disputed single Cap1 late payment with CRAs... TU/EX/EQ deleted Capital One credit card account from my credit files. Last ~6 months $2k Cap One account is invisible . I would like to receive new good credit card offers. My question is, should I try to make Capital One (25 months OK payments) visible? Or additional credit card account with available balance can be negative factor? Account.....Type...........Limit/Balance...Utilization...Account age...Payment history BOA.........Secured CC.....2k............0%............6 months......last 6 OK Macys.......Store CC.......0.5k....
  5. I'll call bank and ask them to remove me from this account. Should I also dispute account with EQ, EX, TU? Account in good standing for last 7 years - 80 months OK payments. I'm little confused. Thanks Aspire
  6. I just ordered my EQ credit report... Account Number: XXXX Current Status: PAYS AS AGREED Account Owner: Authorized User High Credit: $0 Type of Account Revolving : Revolving Credit Limit: $6,390 Terms Frequency: Monthly (due every month) Date Opened: 12/1994 Balance: $7,484 Date Reported: 10/2007 Amount Past Due: $0 Actual Payment Amount: $0 Scheduled Payment Amount: $236 Date of Last Activity: 08/2007 Comments: 81-Month Payment History Year J F M A M J J A S O N D 2007 * * * * * * * * * 2006 * * * * * * * * * * * * 2005 * * * * * * * * * *
  7. aspire

    TU bumping

    I signed up for privacyguard.com few days ago. They system is sucks, not able to pull a credit report during the last 3 days ("Looks like it's time to reorder! Check out our credit specials below!"). Customer service is not better - nobody answer .
  8. aspire

    TU bumping

    I tried Chase. TU cancellation rolled over to Identity Protection. Is there any another service that can monitor 3 reports for cheap?
  9. People be careful with bumping. My account with TU was canceled. CS rep said that excessive access to account was the trigger. First msg from TU: "Dear xxxx, We're sorry that you've decided to cancel your Credit Monitoring subscription, and we'd like to understand how we can help you with your credit management needs. Please let us know why you decided to cancel your service by filling out our quick survey. Please note that your credit report is no longer being monitored for changes. Credit Monitoring is one of the most effective ways to identify potential fraud and guard against identity the
  10. No, I didn't. I think I should call Toyota and request hard copies of the statements...
  11. I clean up all negatives except one - current Toyota autoloan account (8/30days & 1/60days LPs between Jul-05 and Dec-06). For last 4 month I sent out around 10 GWLs, disputed with CA... no luck. How I can repair account? -------------------------------------------------- FAKO..........02/07.......5/07................06/07 TU/EX/EQ....562/?/?....619/612/635......718/641/689 LP..............38...........30....................27 CL..............5............1......................0